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They access niche markets and are easily tradable. Private assets are opaque, expensive, and illiquid, but have grown popular as some believe they may offer superior returns to public markets.Recent launches by ETF issuers and private asset managers are bringing the rarefied products to a mass audience.Two actively managed private-credit ETFs that offer direct exposure to smaller-company loans via securitized collateralized loan obligations -- BondBloxx Private Credit CLO  and Virtus SEIX AAA Private Credit CLO  -- have launched in December. Another one from State Street Global Advisors and Apollo Asset Management is awaiting Securities and Exchange Commission approval.ETF industry watchers say they are worried for several reasons. The SEC limits illiquid assets to 15% of an ETF portfolio. 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