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First

23.96

+0.56002.39%

Post-market: 23.960.00000.00%16:20 EDT

Volume:340.45K

Turnover:8.11M

Market Cap:2.29B

PE:9.94

High:24.22

Open:23.85

Low:23.58

Close:23.40

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Overview Company News Filings

Director Dawn C. Morris Reports Disposal of Common Shares in First Financial Bancorp

First Financial Bancorp Conducted Annual Shareholders Meeting

First Financial Bancorp Reports 1.85% Adjusted PTPP ROAA in Q1 2025, Highlighting Strong Financial Performance

First Financial Bancorp First Quarter 2025 Earnings: Misses Expectations

Simply Wall St.

First Financial Bancorp Keeps Quarterly Dividend at $0.24 a Share, Payable June 16 to Holders of Record June 2

MT Newswires Live

Press Release: First Financial Bancorp Declares Quarterly Cash Dividend

First Financial (FFBC) Upgraded to Buy: Here's What You Should Know

Should Value Investors Buy First Business Financial Services (FBIZ) Stock?

First Fincl Bancorp Ohio Is Maintained at Sector Perform by RBC Capital

RBC Cuts Price Target on First Financial Bancorp to $27 From $30, Keeps Sector Perform Rating

MT Newswires Live

Compared to Estimates, First Financial (FFBC) Q1 Earnings: A Look at Key Metrics

First Financial Bancorp Q1 Adjusted Earnings, Revenue Rise

MT Newswires Live

First Financial Bancorp (FFBC) Meets Q1 Earnings Estimates

First Financial Bancorp reports results for the quarter ended March 31 - Earnings Summary

First Financial: Q1 Earnings Snapshot

Associated Press Finance

First Financial Bancor Q1 Adj. EPS $0.63, Inline

BRIEF-First Financial Bancorp Q1 EPS USD 0.54 Vs. IBES Estimate USD 0.63

First Financial Bancorp Q1 Credit Loss Allowance USD 9.141 Million

THOMSON REUTERS

First Financial Bancorp Q1 Cet1 Capital Ratio 12.29%

THOMSON REUTERS

3 Reliable Dividend Stocks Offering Up To 5.1% Yield

Simply Wall St.

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Morris Reports Disposal of Common Shares in First Financial Bancorp","url":"https://stock-news.laohu8.com/highlight/detail?id=2539272859","media":"Reuters","labels":["shareholding","express"],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2539272859?lang=en_us&edition=fundamental","pubTime":"2025-05-31 02:16","pubTimestamp":1748628968,"startTime":"0","endTime":"0","summary":"Dawn C. Morris, a director at First Financial Bancorp, reported a disposal of common shares of the company. The full filing can be accessed through the link below.Disclaimer: This news brief was created by Public Technologies  using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. First Financial Bancorp published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission , on May 30, 2025, and is solely responsible for the information contained therein.","market":"nz","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20250530:nNDL4GwQjC:1","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"-1","news_top_title":"Director Dawn C. Morris Reports Disposal of Common Shares in First Financial Bancorp","news_tag":"shareholding,express","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["FFBC","BK4211"],"gpt_icon":0},{"id":"2539263633","title":"First Financial Bancorp Conducted Annual Shareholders Meeting","url":"https://stock-news.laohu8.com/highlight/detail?id=2539263633","media":"Reuters","labels":[],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2539263633?lang=en_us&edition=fundamental","pubTime":"2025-05-29 21:12","pubTimestamp":1748524345,"startTime":"0","endTime":"0","summary":"First Financial Bancorp held its Annual Meeting of Shareholders on May 27, 2025. Shareholders elected all nominees for director, ratified the appointment of Crowe LLP as the independent registered accounting firm for the fiscal year ending December 31, 2025, and approved the advisory vote on executive compensation.Disclaimer: This news brief was created by Public Technologies  using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. First Financial Bancorp published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission , on May 29, 2025, and is solely responsible for the information contained therein.","market":"us","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20250529:nNDL6wWgj1:1","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["FFBC","BK4211"],"gpt_icon":0},{"id":"2534274002","title":"First Financial Bancorp Reports 1.85% Adjusted PTPP ROAA in Q1 2025, Highlighting Strong Financial Performance","url":"https://stock-news.laohu8.com/highlight/detail?id=2534274002","media":"Reuters","labels":["dataReport"],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2534274002?lang=en_us&edition=fundamental","pubTime":"2025-05-12 21:50","pubTimestamp":1747057849,"startTime":"0","endTime":"0","summary":"First Financial Bancorp reported its financial results for the first quarter of 2025, highlighting a stable financial performance amidst a challenging market environment. The company recorded $18.5 billion in assets, maintaining a steady position compared to previous reports. The net interest margin was influenced by the current interest rate environment, which is expected to continue affecting net interest income and mortgage-related sectors. The company's wealth management division, which manages $5.3 billion in assets, experienced some pressure from stock market fluctuations. First Financial Bancorp's loan-to-deposit ratio stood at $11.7 billion in loans against $14.2 billion in deposits. The bank highlighted its strong capital position with a CET1 ratio of 12.29%. 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These 20 stocks are working on everything from early diagnostics to drug discovery. The best part - they are all under $10bn in marketcap - there is still time to get in early.NasdaqGS:FFBC Earnings and Revenue Growth April 30th 2025. All figures shown in the chart above are for the trailing 12 month  period. Revenue missed analyst estimates by 6.8%. Earnings per share  also missed analyst estimates by 14%.Looking ahead, revenue is forecast to grow 9.8% p.a. on average during the next 2 years, compared to a 7.1% growth forecast for the Banks industry in the US.The company's share price is broadly unchanged from a week ago.Just as investors must consider earnings, it is also important to take into account the strength of a company's balance sheet. We have a graphic representation of First Financial Bancorp's balance sheet and an in-depth analysis of the company's financial position.","market":"us","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":["earning"],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://finance.yahoo.com/news/first-financial-bancorp-first-quarter-124330198.html","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"-1","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":"yahoofinance","symbols":["FFBC"],"gpt_icon":0},{"id":"2531715395","title":"First Financial Bancorp Keeps Quarterly Dividend at $0.24 a Share, Payable June 16 to Holders of Record June 2","url":"https://stock-news.laohu8.com/highlight/detail?id=2531715395","media":"MT Newswires Live","labels":[],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2531715395?lang=en_us&edition=fundamental","pubTime":"2025-04-30 05:49","pubTimestamp":1745963393,"startTime":"0","endTime":"0","summary":"First Financial Bancorp Keeps Quarterly Dividend at $0.24 a Share, Payable June 16 to Holders of Record June 2","market":"sh","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":["earning"],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://www.mtnewswires.com/","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"1","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":"mtnewswires_news","symbols":["FFBC"],"gpt_icon":0},{"id":"2531791015","title":"Press Release: First Financial Bancorp Declares Quarterly Cash Dividend","url":"https://stock-news.laohu8.com/highlight/detail?id=2531791015","media":"Dow Jones","labels":[],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2531791015?lang=en_us&edition=fundamental","pubTime":"2025-04-30 04:15","pubTimestamp":1745957700,"startTime":"0","endTime":"0","summary":"CINCINNATI, April 29, 2025 /PRNewswire/ -- On Tuesday, April 29, 2025, the board of directors of First Financial Bancorp.  declared a quarterly cash dividend of $0.24 per common share.  The dividend is payable on June 16, 2025 to shareholders of record as of June 2, 2025.","market":"sh","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://dowjonesnews.com/newdjn/logon.aspx?AL=N","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"1","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["BK4211","FFBC"],"gpt_icon":0},{"id":"2531092764","title":"First Financial (FFBC) Upgraded to Buy: Here's What You Should Know","url":"https://stock-news.laohu8.com/highlight/detail?id=2531092764","media":"Zacks","labels":[],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2531092764?lang=en_us&edition=fundamental","pubTime":"2025-04-30 00:00","pubTimestamp":1745942408,"startTime":"0","endTime":"0","summary":"First Financial Bancorp  could be a solid choice for investors given its recent upgrade to a Zacks Rank #2 . This rating change essentially reflects an upward trend in earnings estimates -- one of the most powerful forces impacting stock prices.The sole determinant of the Zacks rating is a company's changing earnings picture. The Zacks Consensus Estimate -- the consensus of EPS estimates from the sell-side analysts covering the stock -- for the current and following years is tracked by the system.Since a changing earnings picture is a powerful factor influencing near-term stock price movements, the Zacks rating system is very useful for individual investors. They may find it difficult to make decisions based on rating upgrades by Wall Street analysts, as these are mostly driven by subjective factors that are hard to see and measure in real time.As such, the Zacks rating upgrade for First Financial is essentially a positive comment on its earnings outlook that could have a favorable imp","market":"nz","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":["rate"],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://finance.yahoo.com/news/first-financial-ffbc-upgraded-buy-160008862.html","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"1","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":"yahoofinance","symbols":["FFBC"],"gpt_icon":0},{"id":"2531689857","title":"Should Value Investors Buy First Business Financial Services (FBIZ) Stock?","url":"https://stock-news.laohu8.com/highlight/detail?id=2531689857","media":"Zacks","labels":[],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2531689857?lang=en_us&edition=fundamental","pubTime":"2025-04-29 21:40","pubTimestamp":1745934011,"startTime":"0","endTime":"0","summary":"The proven Zacks Rank system focuses on earnings estimates and estimate revisions to find winning stocks. Nevertheless, we know that our readers all have their own perspectives, so we are always looking at the latest trends in value, growth, and momentum to find strong picks.Considering these trends, value investing is clearly one of the most preferred ways to find strong stocks in any type of market. Value investors use a variety of methods, including tried-and-true valuation metrics, to find these stocks.One company to watch right now is First Business Financial Services . FBIZ is currently sporting a Zacks Rank of #2 , as well as an A grade for Value. The stock holds a P/E ratio of 8.44, while its industry has an average P/E of 10.01. Over the past 52 weeks, FBIZ's Forward P/E has been as high as 10.58 and as low as 6.79, with a median of 8.55.These are just a handful of the figures considered in First Business Financial Services and First Financial Ban's great Value grade. Still, t","market":"nz","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://finance.yahoo.com/news/value-investors-buy-first-business-134011796.html","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":"yahoofinance","symbols":["BK4211","FFBC","ISBC","FBIZ"],"gpt_icon":0},{"id":"2531232804","title":"First Fincl Bancorp Ohio Is Maintained at Sector Perform by RBC Capital","url":"https://stock-news.laohu8.com/highlight/detail?id=2531232804","media":"Dow Jones","labels":[],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2531232804?lang=en_us&edition=fundamental","pubTime":"2025-04-29 00:15","pubTimestamp":1745856900,"startTime":"0","endTime":"0","summary":"Ratings actions from Benzinga: https://www.benzinga.com/quote/FFBC/analyst-ratings \n\n\n \n\n\n  (END) Dow Jones Newswires\n\n\n  April 28, 2025 12:15 ET (16:15 GMT)","market":"sh","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://dowjonesnews.com/newdjn/logon.aspx?AL=N","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["BK4211","BK4207","FFBC"],"gpt_icon":0},{"id":"2530479864","title":"RBC Cuts Price Target on First Financial Bancorp to $27 From $30, Keeps Sector Perform Rating","url":"https://stock-news.laohu8.com/highlight/detail?id=2530479864","media":"MT Newswires Live","labels":[],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2530479864?lang=en_us&edition=fundamental","pubTime":"2025-04-28 18:48","pubTimestamp":1745837294,"startTime":"0","endTime":"0","summary":"First Financial Bancorp (FFBC) has an average rating of hold and mean price target of $30.25, according to analysts polled by FactSet.(MT Newswires covers equity, commodity and economic research from ","market":"sh","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":["rate","earning"],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://www.mtnewswires.com/","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"-1","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":"mtnewswires_news","symbols":["FFBC"],"gpt_icon":0},{"id":"2530916341","title":"Compared to Estimates, First Financial (FFBC) Q1 Earnings: A Look at Key Metrics","url":"https://stock-news.laohu8.com/highlight/detail?id=2530916341","media":"Zacks","labels":[],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2530916341?lang=en_us&edition=fundamental","pubTime":"2025-04-25 06:30","pubTimestamp":1745533815,"startTime":"0","endTime":"0","summary":"For the quarter ended March 2025, First Financial Bancorp  reported revenue of $201.59 million, up 3.3% over the same period last year. EPS came in at $0.63, compared to $0.59 in the year-ago quarter.The reported revenue represents a surprise of -5.53% over the Zacks Consensus Estimate of $213.4 million. With the consensus EPS estimate being $0.63, the company has not delivered EPS surprise.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.Here is how First Financial performed in the just reported quarter in terms of the metrics most widely","market":"nz","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":["earning"],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://finance.yahoo.com/news/compared-estimates-first-financial-ffbc-223015963.html","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":"yahoofinance","symbols":["FFBC"],"gpt_icon":0},{"id":"2530699435","title":"First Financial Bancorp Q1 Adjusted Earnings, Revenue Rise","url":"https://stock-news.laohu8.com/highlight/detail?id=2530699435","media":"MT Newswires Live","labels":[],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2530699435?lang=en_us&edition=fundamental","pubTime":"2025-04-25 05:41","pubTimestamp":1745530872,"startTime":"0","endTime":"0","summary":"First Financial Bancorp  reported Q1 adjusted earnings late Thursday of $0.63 per diluted share, up from $0.59 a year earlier.Five analysts polled by FactSet expected $0.63.Revenue for the quarter ended March 31, expressed as the sum of net interest income and total noninterest income, was $200.4 million, up from $195.3 million a year earlier.Five analysts surveyed by FactSet expected $214.9 million.Shares were up 2.6% in after-hours trading.","market":"sh","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":["earning"],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://www.mtnewswires.com/","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"1","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":"mtnewswires_news","symbols":["FFBC"],"gpt_icon":0},{"id":"2530918361","title":"First Financial Bancorp (FFBC) Meets Q1 Earnings Estimates","url":"https://stock-news.laohu8.com/highlight/detail?id=2530918361","media":"Zacks","labels":[],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2530918361?lang=en_us&edition=fundamental","pubTime":"2025-04-25 05:35","pubTimestamp":1745530507,"startTime":"0","endTime":"0","summary":"First Financial Bancorp  came out with quarterly earnings of $0.63 per share, in line with the Zacks Consensus Estimate. This compares to earnings of $0.59 per share a year ago. These figures are adjusted for non-recurring items.A quarter ago, it was expected that this holding company for First Financial Bank would post earnings of $0.65 per share when it actually produced earnings of $0.71, delivering a surprise of 9.23%.Over the last four quarters, the company has surpassed consensus EPS estimates two times.First Financial , which belongs to the Zacks Banks - Midwest industry, posted revenues of $201.59 million for the quarter ended March 2025, missing the Zacks Consensus Estimate by 5.53%. This compares to year-ago revenues of $195.25 million. The company has topped consensus revenue estimates two times over the last four quarters.Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of ","market":"us","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":["earning"],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://finance.yahoo.com/news/first-financial-bancorp-ffbc-meets-213507456.html","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":"yahoofinance","symbols":["FIBK","FFBC"],"gpt_icon":0},{"id":"2530999614","title":"First Financial Bancorp reports results for the quarter ended March 31 - Earnings Summary","url":"https://stock-news.laohu8.com/highlight/detail?id=2530999614","media":"Reuters","labels":[],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2530999614?lang=en_us&edition=fundamental","pubTime":"2025-04-25 05:02","pubTimestamp":1745528526,"startTime":"0","endTime":"0","summary":"First Financial Bancorp reports results for the quarter ended March 31 - Earnings SummaryFirst Financial Bancorp FFBC.OQ reported quarterly adjusted earnings of 54 cents per share for the quarter ende","market":"us","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":["earning"],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20250424:nL8N3R22SZ:1","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":null,"symbols":["FFBC"],"gpt_icon":0},{"id":"2530994264","title":"First Financial: Q1 Earnings Snapshot","url":"https://stock-news.laohu8.com/highlight/detail?id=2530994264","media":"Associated Press Finance","labels":[],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2530994264?lang=en_us&edition=fundamental","pubTime":"2025-04-25 04:30","pubTimestamp":1745526636,"startTime":"0","endTime":"0","summary":"CINCINNATI  — CINCINNATI  — First Financial Bancorp  on Thursday reported net income of $51.3 million in its first quarter.The bank, based in Cincinnati, said it had earnings of 54 cents per share. Earnings, adjusted for non-recurring costs, came to 63 cents per share.The holding company for First Financial Bank posted revenue of $291.5 million in the period. Its revenue net of interest expense was $201.6 million, which fell short of Street forecasts.","market":"us","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":["earning"],"language":"en","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://finance.yahoo.com/news/first-financial-q1-earnings-snapshot-203036122.html","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":"yahoofinance","symbols":["FFBC"],"gpt_icon":0},{"id":"2530998209","title":"First Financial Bancor Q1 Adj. 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In this environment of steady growth, reliable dividend stocks offering yields up to 5.1% can be attractive for investors seeking consistent income alongside potential capital appreciation.Overview: Orrstown Financial Services, Inc. is the financial holding company for Orrstown Bank, offering commercial banking and financial advisory services to a diverse clientele in the United States, with a market cap of $538.66 million.Operations: Orrstown Financial Services, Inc. generates revenue primarily through its Community Banking segment, which accounted for $203.87 million.Get an in-depth perspective on Orrstown Financial Services' performance by reading our dividend report here.Our valuation report unveils the possibility Orrstown Financial Services' shares may be trading at a discount.First Financial 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