美股詳情

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元保

18.11

-0.5200-2.79%

盤後：18.110.00000.00%16:10 EDT

成交量：2.70萬

成交額：48.63萬

市值：8.35億

市盈率：4.62

高：18.47

開：18.40

低：17.81

收：18.63

52周最高：31.00

52周最低：14.04

股本：4,608.02萬

流通股本：336.54萬

量比：0.42

換手率：0.80%

股息：- -

股息率：- -

每股收益(TTM):3.92

每股收益(LYR):3.92

淨資產收益率：50.94%

總資產收益率：22.47%

市淨率：1.70

市盈率(LYR):4.62

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新聞資訊

元保業績雙增超30%的財報，為何藏不住70%營銷暴漲與千條投訴？

左手13億淨利，右手千條投訴：「老年人」被困在元保的AI神話中

從虧損20億到年賺13億，元保為何被9000條投訴纏上？

賣保險一年狂賺13億，元保被指「專騙老年人」

阿尔法工场研究院

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13:59","pubTimestamp":1774936740,"startTime":"0","endTime":"0","summary":"　　3月18日，纳斯达克上市的保险科技龙头元保科技交出了一份分化的成绩单。　　2025年营收43.73亿元，同比增33.1%、净利润13.08亿元，同比大增51%、新保单量突破3066万份的亮眼业绩。　　似乎元保的“科技”属性成为其业绩增长引擎。　　2025年，元保实现营收43.73亿元，同比增长33.1%，且季度增长稳健，第四季度单季营收11.75亿元，同比增长32.2%。　　利润表现更为抢眼，13.08亿元的净利润，同比飙升51.0%，远超营收增速，带动净利润率从2024年的26.4%跃升至29.9%。","market":"fut","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":["earning"],"language":"zh","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://finance.sina.com.cn/money/insurance/bxyx/2026-03-31/doc-inhswicu3297366.shtml","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"0","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":"sina","symbols":["YB"],"isVideo":false,"video":null,"gpt_icon":0},{"id":"2622802176","title":"左手13億淨利，右手千條投訴：「老年人」被困在元保的AI神話中","url":"https://stock-news.laohu8.com/highlight/detail?id=2622802176","media":"财中社","labels":[],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2622802176?lang=zh_tw&edition=fundamental","pubTime":"2026-03-25 17:36","pubTimestamp":1774431360,"startTime":"0","endTime":"0","summary":"2026年3月18日，纳斯达克挂牌公司元保发布了其2025年第四季度及全年未经审计的财务业绩报告。就在财报发布的几乎同一时间，黑猫投诉 平台上，关于元保“莫名扣费”“诱导投保”的投诉量依然居高不下。这种业绩与口碑的强烈反差，让元保这家自诩为“科技驱动”的保险科技公司，陷入了一场关于“技术向善”还是“技术逐利”的深度伦理博弈。","market":"fut","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"zh","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://finance.sina.com.cn/money/insurance/bxyx/2026-03-25/doc-inhseyvu6797166.shtml","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"-1","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":"sina","symbols":["YB","BK4173","AIPO"],"isVideo":false,"video":null,"gpt_icon":0},{"id":"2622028881","title":"從虧損20億到年賺13億，元保為何被9000條投訴纏上？","url":"https://stock-news.laohu8.com/highlight/detail?id=2622028881","media":"市场资讯","labels":[],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2622028881?lang=zh_tw&edition=fundamental","pubTime":"2026-03-25 15:22","pubTimestamp":1774423320,"startTime":"0","endTime":"0","summary":"　　元保用六年时间，实现了亏损到年赚13亿的跨越式增长。2021年，凭借完成10亿元C轮融资的速度，成为刷新行业纪录的互联网保险平台。　　在经历三年亏损以及2024年的扭亏为盈后，终于于2025年4月成功登陆纳斯达克。监管处罚与口碑危机，成为元保上市后难以回避的严峻挑战。从2021年营收3.85亿元，到2023年突破20亿元，再到2025年站上新台阶。截至2025年三季度末，元保账面现金储备达37.5亿元，同比增长82.3%。","market":"hk","thumbnail":null,"type":0,"news_type":0,"thumbnails":[],"rights":null,"property":[],"language":"zh","translate_title":"","themeId":null,"theme_name":"","theme_type":"","isJumpTheme":false,"source_url":"https://finance.sina.com.cn/money/insurance/bxyx/2026-03-25/doc-inhseupz9762989.shtml","is_publish_highlight":false,"source_rank":0,"column":"","sentiment":"-1","news_top_title":null,"news_tag":"","news_rank":0,"length":0,"strategy_id":0,"source":"sina","symbols":["YB","BK4173"],"isVideo":false,"video":null,"gpt_icon":0},{"id":"2621662726","title":"賣保險一年狂賺13億，元保被指「專騙老年人」","url":"https://stock-news.laohu8.com/highlight/detail?id=2621662726","media":"阿尔法工场研究院","labels":[],"top":-1,"itemType":null,"share":"https://ttm.financial/m/news/2621662726?lang=zh_tw&edition=fundamental","pubTime":"2026-03-23 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