- Texas Community Bancshares published its annual report on Form 10-K for the fiscal year ended Dec. 31, 2025, reporting net income of USD 2.8 million.
- Net interest income rose 6.1% to USD 13.3 million, while net interest margin increased to 3.26% from 2.98%.
- Provision for credit losses was USD 831,000, up from USD 158,000, primarily related to loan growth and a charge-off and subsequent foreclosure of a multifamily property.
- Noninterest income was USD 3.1 million, compared with a loss of USD 1.9 million, driven mainly by the absence of a USD 3.8 million loss on loan sales recorded in 2024 and by a USD 495,000 fair value adjustment on a property received in lieu of foreclosure.
- Total assets were USD 429.8 million, down 3.1%, as a 19.6% decline in securities to USD 78.2 million and a 51.1% drop in cash and cash equivalents to USD 6.5 million were partly offset by a 3.2% increase in loans and leases receivable, net, to USD 303.2 million.
Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Texas Community Bancshares Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001104659-26-034560), on March 25, 2026, and is solely responsible for the information contained therein.