Market Chatter: Big Chinese State Banks Eye Profit Recovery Following Repricing of Time Deposits

MT Newswires Live

Mar 25

China's largest state banks expect to improve from record-low profit margins following the repricing of about $7.8 trillion of maturing high-priced time deposits, Reuters reported Tuesday.

The rollover of maturing three-year deposits at current rates could bring down costs by about 135 basis points compared with 2023, the report said, citing China Galaxy Securities (HKG:6881, SHA:601881) analyst Zhang Yiwei.

Industrial and Commercial Bank of China (HKG:1398, SHA:601398) forecasts a 2% decrease in 2025 profit, while China Construction Bank (HKG:0939, SHA:601939) expects profit to slip 0.4%, the report said, citing LSEG data.

Agricultural Bank of China's (HKG:1288, SHA:601288) profit is seen to grow 2.3%, albeit slower than 2024, Reuters said.

Bank of China (HKG:3988, SHA:601988) and Bank of Communications (HKG:3328, SHA:601328) could see growth below 1%, the report said.

(Market Chatter news is derived from conversations with market professionals globally. This information is believed to be from reliable sources but may include rumor and speculation. Accuracy is not guaranteed.)

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

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This information is believed to be from reliable sources but may include rumor and speculation. 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This information is believed to be from reliable sources but may include rumor and speculation. Accuracy is not guaranteed.)</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"03988","symbol_name":"中国银行","start_time":0,"source_url":"https://www.mtnewswires.com/","article_id":"2622026588","we_media_id":"1092851196","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2622026588","pubTimestamp":1774428392,"columns":[],"sourceInfo":{"source_id":"mtnewswires_news","name":"MT Newswires"},"weMediaInfo":{"media_name":"MT Newswires Live","introduction":"The most recognized names in North America, Europe and Asia rely on MT Newswires to power their applications. 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This information is believed to be from reliable sources but may include rumor and speculation. Accuracy is not guaranteed.)","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"1","news_tag":"","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"}}}