Moody’s Ratings assigned Freedom Bank Kazakhstan a long-term deposit rating of Ba3 with a stable outlook. Moody’s cited the bank’s capitalization, customer growth, and deposit portfolio expansion, and noted its role within Freedom’s ecosystem. Moody’s said the stable outlook reflects expectations for balanced growth over the next 12–18 months. Freedom Bank’s SuperApp user base reached 5 million and is expected to reach 8 million by year-end. S&P Global Ratings assigns Freedom a B- credit rating with a stable outlook.
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