Community West Bancshares reported FY 2025 net income of USD 38.17 million, more than tripling from the prior year, with diluted EPS of USD 2.00. Net interest income before provision for credit losses rose 23% to USD 136.18 million, helped by higher loan yields and a 40 basis point decline in average cost of funds, lifting net interest margin to 4.15% from 3.76%. Non-interest income increased 63% to USD 10.49 million, primarily reflecting a USD 4.16 million reduction in net realized losses on sales and calls of investment securities. Total assets were USD 3.69 billion at Dec. 31, 2025, while net loans rose 9% to USD 2.51 billion and total deposits increased 6% to USD 3.10 billion. The company declared a USD 0.12 per share cash dividend payable Feb. 20, 2026, and said results reflected a full year of earnings following the April 2024 merger and lower merger-related expenses.

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