Columbia Financial Inc. reported 2025 net income of $51.77 million, compared with a net loss a year earlier, as net interest income rose 25% to $221.63 million. Net interest margin widened to 2.24%, up 42 basis points. Provision for credit losses fell 32% to $9.82 million, while the allowance for credit losses increased 12% to $67.2 million. Non-interest income rose to $37.07 million, driven by a $0.29 million gain on securities transactions versus a loss a year earlier. Total assets increased 5% to $11 billion and total deposits rose 5% to $8.44 billion.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Columbia Financial Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001723596-26-000010), on March 06, 2026, and is solely responsible for the information contained therein.