Tiger Brokers

Cathay General Bancorp FY 2025 non-interest income jumps 35.5% to USD 75.4 million

Reuters
Mar 02
Cathay General Bancorp FY 2025 non-interest income jumps 35.5% to USD 75.4 million

Cathay General Bancorp (Cathay Bancorp) reported FY 2025 net income of USD 315.1 million, or USD 4.54 per diluted share, up 10.2% year over year. Return on average assets was 1.33% and return on average stockholders’ equity was 10.87%. Net interest income rose 10.1% to USD 742.5 million, with net interest margin at 3.30%. Non-interest income increased 35.5% to USD 75.4 million, while non-interest expense fell 5.2% to USD 355.1 million, driving an efficiency ratio of 43.41% (from 51.35%). Provision for credit losses was USD 72.6 million; net charge-offs were USD 35.7 million (0.18% of average loans). Total assets were USD 24.23 billion at Dec. 31, 2025, up 5.1%, with gross loans up 4.0% to USD 20.15 billion and deposits up 6.1% to USD 20.89 billion; brokered deposits were USD 1.59 billion (7.6% of deposits) and uninsured deposits were USD 10.19 billion. The allowance for credit losses totaled USD 208.4 million (1.03% of gross loans), and non-performing assets were USD 143.7 million (0.71% of gross loans plus OREO). Cathay Bancorp said it recognized USD 11.7 million cumulatively for the FDIC special assessment as of Dec. 31, 2025, and noted the Bank had an USD 8.85 billion approved FHLB credit line, USD 1.28 billion discount window borrowing capacity, and USD 1.64 billion of unpledged securities available for additional liquidity. The company also declared a USD 0.38 per share cash dividend for Q1 2026.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Cathay General Bancorp published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001437749-26-006157), on March 02, 2026, and is solely responsible for the information contained therein.

At the request of the copyright holder, you need to log in to view this content

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Most Discussed

  1. 1
     
     
     
     
  2. 2
     
     
     
     
  3. 3
     
     
     
     
  4. 4
     
     
     
     
  5. 5
     
     
     
     
  6. 6
     
     
     
     
  7. 7
     
     
     
     
  8. 8
     
     
     
     
  9. 9
     
     
     
     
  10. 10