Aspial Lifestyle posted FY2025 revenue of SGD 830.1 million, up 41.3%, according to its unaudited results for the year ended 31 December 2025. Profit before tax rose 127.0% to SGD 102.5 million, while profit for the year increased 142.4% to SGD 84.4 million; net profit attributable to shareholders climbed 135.1% to SGD 80.7 million. Basic and diluted EPS was 4.35 cents, up 94.2%. For 2H2025, revenue grew 37.6% to SGD 462.9 million and profit for the period rose 172.2% to SGD 55.2 million. By segment in FY2025, retail revenue was SGD 726.6 million, pawnbroking interest income was SGD 88.9 million, and secured lending revenue included platform service income of SGD 10.9 million and secured lending interest income of SGD 0.6 million. The company said the revenue uplift was driven mainly by higher retail revenue, partly contributed by the Niessing Group acquisition, alongside growth in pawnbroking interest income from a larger pledge book and higher secured lending revenue from real estate-backed lending activities. It also noted an SGD 8.0 million hedging loss in FY2025 from commodity price hedging amid a significant gold price surge, which it said was offset by higher collateral values. Aspial Lifestyle ended FY2025 with total assets of SGD 1.6 billion and cash and bank balances of SGD 86.5 million. It proposed and paid total annual dividends of SGD 0.0120 per share for FY2025 (FY2024: SGD 0.0078 per share), and declared an interim cash dividend for FY2025 of SGD 0.0080 per share, with record and payment dates to be announced. The group said FY2026 should be shaped by elevated gold prices and easing interest rates, with BigFundr expected to contribute further growth through portfolio expansion and increasing investor participation.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Aspial Lifestyle Ltd. published the original content used to generate this news brief via Singapore Exchange Limited (SGX) (Ref. ID: 825X99L8T9KCZV5G) on February 24, 2026, and is solely responsible for the information contained therein.