IBC Q4 net income USD 106.9 million (-7.1%)

Reuters
Feb 27
IBC Q4 net income USD 106.9 million (-7.1%)

IBC reported FY 2025 net income of USD 412.3 million, with diluted EPS of USD 6.62 (basic EPS: USD 6.63), up 0.8%. For Q4 2025, net income was USD 106.9 million, down 7.1%, and diluted EPS was USD 1.71 (basic EPS: USD 1.72), down 7.6%. The company said 2025 results benefited from higher interest income on larger investment and loan portfolios and the rate environment, while net interest income was pressured by higher deposit costs; it is adjusting deposit rates to remain competitive. IBC ended FY 2025 with total assets of USD 16.6 billion, total net loans of USD 9.3 billion, and deposits of USD 12.4 billion, and highlighted a focus for 2026 on balance sheet, asset/liability and liquidity management, cost controls, and efficiency initiatives using new AI.

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