TWFG reported Q4 2025 total revenues of USD 68.8 million (+33.0%) and net income of USD 14.4 million, with a net income margin of 20.9%. Adjusted EBITDA was USD 21.7 million (+56.9%), with an adjusted EBITDA margin of 31.6%. Total written premium in Q4 was USD 443.4 million (+22.7%), and the organic revenue growth rate was 11.7%. Diluted EPS was USD 0.18 and adjusted diluted EPS was USD 0.30. For FY 2025, TWFG posted total revenues of USD 247.1 million (+21.3%) and net income of USD 39.8 million, with a net income margin of 16.1%. Adjusted EBITDA was USD 65.4 million (+44.3%), with an adjusted EBITDA margin of 26.5%. Total written premium was USD 1.7 billion (+17.3%), and the organic revenue growth rate was 11.6%. Diluted EPS was USD 0.51 and adjusted diluted EPS was USD 0.88. The company said Q4 conditions improved as carriers re-entered key property markets and pricing trends began to moderate, supporting improving retention and solid new business production across personal, commercial and specialty lines. TWFG cited contributions from higher-margin MGA operations and corporate store acquisitions, including TWFG MGA FL, LLC, and said it is investing in proprietary technology with AI-enabled capabilities. TWFG’s board authorized a share repurchase program of up to USD 50.0 million in Q1 2026. The company also announced definitive agreements to acquire Loften Wells Insurance (to become a corporate location in Memphis, TN on March 1) and to acquire Asset Protection Insurance Associates, a Texas-based MGA focused on property owners and real estate investors. For 2026, TWFG guided to total revenues of USD 285 million to USD 300 million and adjusted EBITDA margin of 22% to 25%, with organic revenue growth rate of 10% to 15%.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. TWFG Inc. published the original content used to generate this news brief on February 25, 2026, and is solely responsible for the information contained therein.