Business First Bancshares (b1BANK parent) reported FY 2025 net income available to common shareholders of USD 82.5 million (up 38.1%), or USD 2.81 per basic share and USD 2.79 per diluted share. Net interest income was USD 273.2 million (up 20.1%), with a 3.69% net interest margin and a 2.89% net interest spread. Total assets were USD 8.2 billion (up 4.6%), with total loans held for investment of USD 6.2 billion (up 3.5%) and total deposits of USD 6.7 billion (up 2.9%). Noninterest income totaled USD 51.5 million (up 16.6%), including a USD 3.4 million gain on the sale of the Kaplan, Louisiana banking center and USD 4.4 million of swap fee income; noninterest expense was USD 203.1 million (up 14.3%). Asset quality metrics included an allowance for credit losses of 0.94% of loans held for investment and nonperforming loans of USD 76.7 million, with nonperforming loans at 1.24% of loans held for investment. The company highlighted the April 2025 Kaplan branch sale (USD 50.7 million deposits assumed; USD 3.4 million gain) and noted the Progressive Bank merger closed on January 1, 2026 (Progressive: USD 773.8 million assets, USD 597.2 million loans, USD 684.9 million deposits as of December 31, 2025).

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Business First Bancshares Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001624322-26-000018), on February 26, 2026, and is solely responsible for the information contained therein.