First American posted FY 2025 total revenues of USD 7.45 billion (+21.6%) and net income attributable to shareholders of USD 621.8 million, or USD 6.00 diluted EPS. Cash provided by operating activities was USD 950.8 million in FY 2025. In its Title insurance and services segment, revenues were USD 6.98 billion (+21.6%) and income before income taxes was USD 847.4 million, with a 12.1% pretax margin. The title loss provision rate was 3.0% in FY 2025, reflecting an ultimate loss rate of 3.75% for the current policy year and a prior-year reserve release of 0.75% (USD 39.8 million). The IBNR title claims reserve was USD 1.10 billion at December 31, 2025 (actuarial range: USD 948.0 million to USD 1.30 billion). Home warranty revenues were USD 442.9 million (+4.0%) and income before income taxes was USD 86.5 million, with a 19.5% pretax margin; the home warranty claims rate was 41.4% in FY 2025. Corporate recorded a pretax loss of USD 107.7 million, including net investment losses of USD 4.3 million. Capital allocation updates included a quarterly dividend increase to USD 0.55 per share effective with the September 2025 dividend, and FY 2025 share repurchases of 2.1 million shares for USD 122.3 million under a new USD 300 million authorization. First American ended 2025 with USD 338.9 million of holding-company cash and cash equivalents and USD 900.0 million available on its revolving credit facility (no borrowings outstanding). Debt-to-capitalization was 30.7% at December 31, 2025 (adjusted: 21.9%, excluding USD 906.5 million of secured financings payable).

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