Hamilton reported FY 2025 net income attributable to common shareholders of USD 576.67 million (+44%) and operating income of USD 502.52 million. Gross premiums written were USD 2.92 billion (+20.7%), with net premiums earned of USD 2.11 billion (+21.6%). The combined ratio was 92.9%, and underwriting income was USD 148.82 million. Net investment income was USD 511.80 million, including USD 300.90 million from Two Sigma Hamilton Fund returns and USD 210.90 million from fixed income, short term and cash and cash equivalents returns. Book value per share rose to USD 28.50 (+24.2%), and the company repurchased USD 93.40 million of common shares in 2025. For Q4 2025, net income attributable to common shareholders was USD 172.19 million and operating income was USD 168.24 million. Gross premiums written were USD 668.97 million (+23.0%), net premiums earned were USD 576.69 million (+19.7%), and the combined ratio improved to 87.0%. Underwriting income was USD 75.54 million and net investment income was USD 98.10 million. The company reported California wildfires losses of USD 142.80 million in FY 2025 (net of reinsurance and USD 16.90 million of reinstatement premiums). The board declared a special dividend of USD 2.00 per common share, payable March 30, 2026 to shareholders of record on March 6, 2026, for an aggregate payment of about USD 206.00 million. CEO Pina Albo said Hamilton delivered a record 2025 result, citing a 22% return on average equity and 21% growth in gross premiums written.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Hamilton Insurance Group Ltd. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001593275-26-000007), on February 19, 2026, and is solely responsible for the information contained therein.