Rocket Companies Inc. reported that the share of U.S. homebuyers making all-cash purchases fell to 29% in December 2025, the lowest December level since 2020, as lower mortgage rates reduced the incentive to avoid financing. The report also noted a decline in FHA loan usage to a four-year low, with buyers gaining negotiating power in a market where sellers outnumber buyers by a record margin.
Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Rocket Companies Inc. published the original content used to generate this news brief via Business Wire (Ref. ID: 20260216380726) on February 16, 2026, and is solely responsible for the information contained therein.