Fannie Mae reported net income of USD 3.5 billion for the fourth quarter (Q4) of 2025 and USD 14.4 billion for the full year (FY) 2025. Net revenues were USD 7.3 billion in Q4 2025 and USD 29.0 billion for FY 2025, with revenues described as stable on both a quarterly and annual basis. The company's net worth increased to USD 109.0 billion as of December 31, 2025. Fannie Mae's guaranty book of business reached USD 4.1 trillion at the end of Q4 2025. The administrative expense ratio stood at 12.6 percent for the quarter. The company reported a USD 141 million reduction in non-interest expenses from 2024, including a USD 40 million reduction in administrative expenses. Fannie Mae highlighted 14 consecutive years of annual profitability, citing effective long-term risk management and a focus on its mission. Leadership commented on strong momentum going into 2026 and beyond, supported by increased net worth and strategic cost reductions.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Fannie Mae - Federal National Mortgage Association published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0000310522-26-000016), on February 11, 2026, and is solely responsible for the information contained therein.