Northpointe Bancshares posts higher noninterest expense and increased net interest income for Q3 2025
Northpointe Bancshares Inc. reported that total assets reached $419.2 million as of September 30, 2025, up from $376.3 million at December 31, 2024. For the three months ended September 30, 2025, the company experienced a decrease in net income compared to the same period in 2024, primarily due to higher noninterest expenses, especially in salaries and employee benefits, which outweighed the increase in net interest income. For the nine-month period, net income increased, driven by higher interest and noninterest income that surpassed rising noninterest expenses. The increase in noninterest expense for both periods was attributed to higher variable mortgage commissions, professional fees, and costs associated with being a public company. As of September 30, 2025, Northpointe Bancshares' capital ratios remained above regulatory requirements to be considered well-capitalized.
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