Nu Holdings reports Q3 revenue of $4.2 billion and net income of $782.7 million
Reuters
Nov 14
Nu Holdings reports Q3 revenue of $4.2 billion and net income of $782.7 million
Nu Holdings Ltd. reported third quarter 2025 revenue of $4.2 billion, a 39% increase year-over-year on an FX-neutral basis. Gross profit reached $1.8 billion, while net income was $782.7 million and adjusted net income totaled $829.0 million. The company welcomed 4.3 million new customers during the quarter, bringing its total customer base to 127.0 million. Deposits grew 34% year-over-year to $38.8 billion, and the credit portfolio expanded 42% to $30.4 billion. The monthly average revenue per active customer surpassed $13. In Brazil, Nu serves 110 million customers, accounting for over 60% of the adult population, with an activity rate above 85%. Mexico and Colombia reported continued growth, with 13 million and nearly 4 million customers, respectively. The loan-to-deposit ratio was 46%, and the 15-90 day non-performing loan ratio for Brazil's consumer credit portfolio was 4.2%.
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