US DC Plan Sponsors Prioritize Financial Wellness and AI Integration for 2026

Reuters
Nov 12
US DC Plan Sponsors Prioritize Financial Wellness and AI Integration for 2026

Marsh & McLennan Companies Inc. $(MMC)$, through its Mercer business, has released findings from its inaugural annual survey, "Voice of the Plan Sponsor: 2025 Defined Contribution $(DC)$ Practices." The analysis highlights that US DC plan sponsors are increasingly prioritizing financial wellness for participants, AI integration, and cost efficiency. Top concerns include balancing financial wellness (39%), regulatory compliance (37%), and cost reduction (36%). The report notes a trend toward innovative plan designs and investment solutions such as pooled employer plans (PEPs) and the use of artificial intelligence strategies. Cost management remains a key focus, with 70% of employers surveyed taking or planning steps to lower plan costs, often by adjusting plan features. Additionally, 84% of plan sponsors now use external consultants or advisors for fiduciary responsibilities, with many benefiting from lower investment management fees and reduced fiduciary liability insurance premiums by delegating functions to Outsourced Chief Investment Officers (OCIOs). Despite expectations of increased plan budgets, the survey underscores employers' efforts to address cost pressures, regulatory demands, and participant expectations amid growing regulatory scrutiny.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. MMC - Marsh & McLennan Companies Inc. published the original content used to generate this news brief via Business Wire (Ref. ID: 20251112988531) on November 12, 2025, and is solely responsible for the information contained therein.

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