Origin Bancorp (OBK): Evaluating Valuation After Large Fraud Charge-Off and Ongoing Operational Progress

Simply Wall St.

Oct 31

Origin Bancorp (OBK) caught investors’ attention this quarter as its latest results were overshadowed by a sizable charge-off related to borrower fraud. The company is now taking steps to recover ...

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The company is now taking steps to recover ...</p>\n\n<a href=\"https://simplywall.st/stocks/us/banks/nyse-obk/origin-bancorp/news/origin-bancorp-obk-evaluating-valuation-after-large-fraud-ch\">Source Link</a>\n\n</div>\n","source":"simplywall_highlight","html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Origin Bancorp (OBK): Evaluating Valuation After Large Fraud Charge-Off and Ongoing Operational Progress</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nOrigin Bancorp (OBK): Evaluating Valuation After Large Fraud Charge-Off and Ongoing Operational Progress\n</h2>\n\n<h4 class=\"meta\">\n\n\n2025-10-31 02:31 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://simplywall.st/stocks/us/banks/nyse-obk/origin-bancorp/news/origin-bancorp-obk-evaluating-valuation-after-large-fraud-ch><strong>Simply Wall St.</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Origin Bancorp (OBK) caught investors’ attention this quarter as its latest results were overshadowed by a sizable charge-off related to borrower fraud. The company is now taking steps to recover ...</p>\n\n<a href=\"https://simplywall.st/stocks/us/banks/nyse-obk/origin-bancorp/news/origin-bancorp-obk-evaluating-valuation-after-large-fraud-ch\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"OBK","symbol_name":"Origin Bancorp","start_time":0,"source_url":"https://simplywall.st/stocks/us/banks/nyse-obk/origin-bancorp/news/origin-bancorp-obk-evaluating-valuation-after-large-fraud-ch","article_id":"2579105911","we_media_id":null,"thumbnails":["https://images.simplywall.st/asset/industry/7013000-choice1-main-header/1585186561056"],"rights":{"source":"simplywall_highlight","url":"https://simplywall.st/stocks/us/banks/nyse-obk/origin-bancorp/news/origin-bancorp-obk-evaluating-valuation-after-large-fraud-ch","rn_cache_url":null,"directOrigin":true},"url":"https://stock-news.laohu8.com/highlight/detail?id=2579105911","pubTimestamp":1761849111,"columns":[],"sourceInfo":{"source_id":"simplywall_highlight","name":"Simply Wall St."},"weMediaInfo":null,"summary":"Origin Bancorp (OBK) caught investors’ attention this quarter as its latest results were overshadowed by a sizable charge-off related to borrower fraud. The company is now taking steps to recover losses.\nSee our latest analysis for Origin Bancorp.\nLooking past the headline charge-off, Origin Bancorp’s story this year includes steady loan growth, an ongoing share buyback, and a recent dividend affirmation. Despite the recent turbulence, the stock has delivered an 8.97% total shareholder return...","collect":0,"end_time":0,"defaultTopTitle":"simplywall.st","property":[],"viewcount":null,"language":"en","relate_stocks":{"OBK":"Origin Bancorp","LU2065732104.USD":"ALLSPRING (LUX) WF GLOBAL SMALL CAP EQUITY \"I\" (USD) ACC","PRGS":"Progress Software Corporation","BK4211":"区域性银行","BK4097":"系统软件"},"translate_title":"Origin Bancorp(OBK)：评估大型欺诈冲销和持续运营进展后的估值","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"OBK":1,"PRGS":1.5},"content_text":"Origin Bancorp (OBK) caught investors’ attention this quarter as its latest results were overshadowed by a sizable charge-off related to borrower fraud. The company is now taking steps to recover losses. See our latest analysis for Origin Bancorp. Looking past the headline charge-off, Origin Bancorp’s story this year includes steady loan growth, an ongoing share buyback, and a recent dividend affirmation. Despite the recent turbulence, the stock has delivered an 8.97% total shareholder return over the past year. This signals that long-term holders continue to see value, even as the 1-year momentum cools from earlier highs. If the shifting narrative at Origin has you searching for compelling alternatives, it’s a great moment to broaden your portfolio and discover fast growing stocks with high insider ownership With shares trading notably below analyst targets and profitability rebounding after a major write-off, investors may wonder whether Origin Bancorp is now an overlooked bargain or if the market is already factoring in future growth potential. AdvertisementMost Popular Narrative: 21.5% Undervalued Origin Bancorp’s fair value estimate stands well above its last close, suggesting meaningful upside according to the dominant narrative tracked by the market. This gap has investors looking for the underlying drivers behind such optimism and the assumptions that could turn it into reality.  Targeted investments in digital banking platforms, automation, and data management, including strategic projects leveraging robotics and AI, are set to improve operational efficiency, enhance customer acquisition, and reduce expenses. These factors may contribute to higher net margins over time.  Read the complete narrative. Want to know what’s really fueling that bold fair value estimate? The narrative pivots on transformative digital investments and ambitious earnings growth targets. Discover which specific operational moves and financial leaps set the stage for Origin’s future. Find out what the numbers can’t say at a glance. Result: Fair Value of $44.00 (UNDERVALUED) Have a read of the narrative in full and understand what's behind the forecasts. However, Origin Bancorp’s high geographic concentration and persistent commercial real estate exposure could dampen growth if regional conditions worsen or if regulatory pressures intensify. Find out about the key risks to this Origin Bancorp narrative. Another View: Multiples Tell a Different Story While fair value models signal that Origin Bancorp is undervalued, the market’s go-to pricing ratio tells a different tale. The company's current price-to-earnings is markedly higher than both industry peers and its fair ratio. This suggests investors may be accepting more risk than they realize. Could sentiment be running a little hot, or is there still room for upside? See what the numbers say about this price — find out in our valuation breakdown. NYSE:OBK PE Ratio as at Oct 2025 Build Your Own Origin Bancorp Narrative If the numbers and viewpoints above don’t align with your perspective, you can take a hands-on approach and craft a personalized outlook in just a few minutes: Do it your way A good starting point is our analysis highlighting 3 key rewards investors are optimistic about regarding Origin Bancorp. Looking for more investment ideas? Staying ahead means acting fast on big opportunities. Don't let the next standout investment slip through your fingers. The Simply Wall Street Screener has you covered with tailored stock picks and fresh themes you’ll want on your watchlist.  Uncover fast-growing names with potential by tapping into these 3583 penny stocks with strong financials for stocks that are showing financial strength without sky-high prices. Harness the future of medicine when you check out these 34 healthcare AI stocks, stocked with companies leveraging artificial intelligence to transform healthcare outcomes. Start earning while you invest by reviewing these 21 dividend stocks with yields > 3% for stocks offering yields above 3% and robust income potential for your portfolio.   This article by Simply Wall St is general in nature. We provide commentary based on historical data\n    and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your\n    financial situation. We aim to bring you long-term focused analysis driven by fundamental data.\n    Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material.\n    Simply Wall St has no position in any stocks mentioned.New: AI Stock Screener & AlertsOur new AI Stock Screener scans the market every day to uncover opportunities.• Dividend Powerhouses (3%+ Yield)• Undervalued Small Caps with Insider Buying• High growth Tech and AI CompaniesOr build your own from over 50 metrics.Explore Now for FreeHave feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team@simplywallst.com","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"-1","news_tag":"dataReport","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"}}}