NorthEast Community Bancorp Q3 profit slips on interest margin pressure

Reuters
Oct 24, 2025
NorthEast Community Bancorp Q3 profit slips on interest margin pressure

Overview

  • NorthEast Community Bancorp Q3 net income declines to $11.9 mln from $12.7 mln last year

  • Net interest income for Q3 falls to $25.9 mln from $26.3 mln last year

  • Company maintains strong asset quality with no non-performing loans

Outlook

  • Company did not provide specific financial guidance for future periods

Result Drivers

  • STRONG LOAN DEMAND - Co reports robust loan demand, particularly in construction and multi-family lending

  • INTEREST MARGIN PRESSURE - Decrease in yield on interest-earning assets led to lower net interest income

  • COST MANAGEMENT - Strategy to reduce brokered deposits to lower cost of funds

Key Details

Metric

Beat/Miss

Actual

Consensus Estimate

Q3 Net Income

$11.86 mln

Q3 Net Interest Income

$25.93 mln

Q3 Net Interest Margin

5.38%

Q3 Pretax Profit

$16.60 mln

Analyst Coverage

  • The one available analyst rating on the shares is "hold"

  • Wall Street's median 12-month price target for Northeast Community Bancorp Inc is $24.00, about 15.7% above its October 21 closing price of $20.24

  • The stock recently traded at 6 times the next 12-month earnings vs. a P/E of 7 three months ago

Press Release: ID:nGNX8371zl

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

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