Peoples Bancorp Q3 net interest income rises, driven by higher interest income on loans

Reuters

Oct 20, 2025

Peoples Bancorp Q3 net interest income rises, driven by higher interest income on loans

Overview

Peoples Bancorp Q3 net earnings fall to $3.7 mln from $4.0 mln last year
Net interest margin rises to 3.58% from 3.35% in prior year period
Total loans increase to $1.18 bln at September 30, 2025 from $1.14 bln at end of 2024

Outlook

Company did not provide specific guidance for future quarters or the full year in its press release

Result Drivers

NET INTEREST INCOME - Increase driven by higher interest income on loans and reduced interest expenses
PROVISION FOR CREDIT LOSSES - Increase due to higher reserves on construction loans
NON-INTEREST EXPENSE - Rise attributed to higher legal fees, debit card expenses, and salaries

Key Details

Metric	Beat/Miss	Actual	Consensus Estimate
Q3 Net Income		$3.69 mln
Q3 Net Interest Income		$15.11 mln
Q3 Pretax Profit		$4.79 mln
Q3 Provision for Credit Losses		$530,000

Press Release: ID:nACSzh233a

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Most Discussed

1
2
3
4
5
6
7
8
9
10

{"basename":"","ssrTDKData":{"titleTemplate":"%s - Tiger Brokers","title":"Tiger Brokers | Global Stocks, Options & Futures Trading App","description":"Tiger Brokers, one-stop investment in US stocks, SGX stocks, HK stocks, A-shares & other global assets. One of the best stock trading platforms in Singapore.","keywords":"tiger brokers,tiger trade,tiger brokers singapore,broker online,stock trading in singapore,share trading singapore,brokerage firm singapore,trading app,stock broker singapore,stock trading platforms,trading account","social":{"ogDescription":"Tiger Brokers, one-stop investment in US stocks, SGX stocks, HK stocks, A-shares & other global assets. One of the best stock trading platforms in Singapore.","ogImage":"https://c1.itigergrowtha.com/portal5/static/media/og-logo.be62fbe1.png","ogUrl":"https://www-web.itiger.com/news/2576985242"},"companyName":"Tiger Brokers"},"pageData":{"isMobile":false,"isTiger":false,"isTTM":true,"region":"SGP","license":"TBSG","edition":"fundamental"},"isCrawlerRequest":true,"__swrFallback__":{"@#url:\"https://stock-news.skytigris.cn/v3/news\",params:#id:\"2576985242\",edition:\"fundamental\",auth_exemption:1,,,undefined,":{"share":"https://ttm.financial/m/news/2576985242?lang=en_US&edition=fundamental","thumbnail":"","is_english":true,"pubTime":"2025-10-20 21:10","share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","id":"2576985242","market":"nz","top_or_hot":-1,"title":"Peoples Bancorp Q3 net interest income rises, driven by higher interest income on loans","media":"Reuters","content":"<html xmlns=\"http://www.w3.org/1999/xhtml\"><head><title>Peoples Bancorp Q3 net interest income rises, driven by higher interest income on loans </title></head><body><p><span>Overview</span></p><ul><li><p>Peoples Bancorp Q3 net earnings fall to $3.7 mln from $4.0 mln last year</p></li><li><p>Net interest margin rises to 3.58% from 3.35% in prior year period</p></li><li><p>Total loans increase to $1.18 bln at September 30, 2025 from $1.14 bln at end of 2024</p></li></ul><p><span>Outlook</span></p><ul><li><p>Company did not provide specific guidance for future quarters or the full year in its press release</p></li></ul><p><span>Result Drivers</span></p><ul><li><p>NET INTEREST INCOME - Increase driven by higher interest income on loans and reduced interest expenses</p></li><li><p>PROVISION FOR CREDIT LOSSES - Increase due to higher reserves on construction loans</p></li><li><p>NON-INTEREST EXPENSE - Rise attributed to higher legal fees, debit card expenses, and salaries</p></li></ul><p><span>Key Details</span></p><table><tbody><tr><td><p><span>Metric</span></p></td><td><p><span>Beat/Miss</span></p></td><td><p><span>Actual</span></p></td><td><p><span>Consensus Estimate</span></p></td></tr><tr><td><p>Q3 Net Income</p></td><td></td><td><p>$3.69 mln</p></td><td></td></tr><tr><td><p>Q3 Net Interest Income</p></td><td></td><td><p>$15.11 mln</p></td><td></td></tr><tr><td><p>Q3 Pretax Profit</p></td><td></td><td><p>$4.79 mln</p></td><td></td></tr><tr><td><p>Q3 Provision for Credit Losses </p></td><td></td><td><p>$530,000</p></td><td></td></tr></tbody></table><p>Press Release: <span>ID:nACSzh233a</span></p><p>For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.</p><p>(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)</p></body></html>","source":null,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Peoples Bancorp Q3 net interest income rises, driven by higher interest income on loans</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nPeoples Bancorp Q3 net interest income rises, driven by higher interest income on loans\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1032215980\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Reuters </p>\n<p class=\"h-time\">2025-10-20 21:10</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<html xmlns=\"http://www.w3.org/1999/xhtml\"><head><title>Peoples Bancorp Q3 net interest income rises, driven by higher interest income on loans </title></head><body><p><span>Overview</span></p><ul><li><p>Peoples Bancorp Q3 net earnings fall to $3.7 mln from $4.0 mln last year</p></li><li><p>Net interest margin rises to 3.58% from 3.35% in prior year period</p></li><li><p>Total loans increase to $1.18 bln at September 30, 2025 from $1.14 bln at end of 2024</p></li></ul><p><span>Outlook</span></p><ul><li><p>Company did not provide specific guidance for future quarters or the full year in its press release</p></li></ul><p><span>Result Drivers</span></p><ul><li><p>NET INTEREST INCOME - Increase driven by higher interest income on loans and reduced interest expenses</p></li><li><p>PROVISION FOR CREDIT LOSSES - Increase due to higher reserves on construction loans</p></li><li><p>NON-INTEREST EXPENSE - Rise attributed to higher legal fees, debit card expenses, and salaries</p></li></ul><p><span>Key Details</span></p><table><tbody><tr><td><p><span>Metric</span></p></td><td><p><span>Beat/Miss</span></p></td><td><p><span>Actual</span></p></td><td><p><span>Consensus Estimate</span></p></td></tr><tr><td><p>Q3 Net Income</p></td><td></td><td><p>$3.69 mln</p></td><td></td></tr><tr><td><p>Q3 Net Interest Income</p></td><td></td><td><p>$15.11 mln</p></td><td></td></tr><tr><td><p>Q3 Pretax Profit</p></td><td></td><td><p>$4.79 mln</p></td><td></td></tr><tr><td><p>Q3 Provision for Credit Losses </p></td><td></td><td><p>$530,000</p></td><td></td></tr></tbody></table><p>Press Release: <span>ID:nACSzh233a</span></p><p>For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.</p><p>(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"BK4211","symbol_name":"区域性银行","start_time":0,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20251020:nL1N3W108I:1","article_id":"2576985242","we_media_id":"1032215980","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2576985242","pubTimestamp":1760965851,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Reuters","introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"id":"1032215980","head_image":"https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48"},"summary":"Peoples Bancorp Q3 net interest income rises, driven by higher interest income on loansOverviewPeoples Bancorp Q3 net earnings fall to $3.7 mln from $4.0 mln last yearNet interest margin rises to 3.58","collect":0,"end_time":0,"defaultTopTitle":"","property":[],"viewcount":null,"language":"en","relate_stocks":{"BK4211":"区域性银行","PEBO":"Peoples Bancorp Inc","PEBK":"北加利福尼亚国民银行"},"translate_title":"受贷款利息收入增加的推动，Peoples Bancorp第三季度净利息收入上升","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"PEBK":0.9,"PEBO":0.9},"content_text":"Peoples Bancorp Q3 net interest income rises, driven by higher interest income on loans OverviewPeoples Bancorp Q3 net earnings fall to $3.7 mln from $4.0 mln last yearNet interest margin rises to 3.58% from 3.35% in prior year periodTotal loans increase to $1.18 bln at September 30, 2025 from $1.14 bln at end of 2024OutlookCompany did not provide specific guidance for future quarters or the full year in its press releaseResult DriversNET INTEREST INCOME - Increase driven by higher interest income on loans and reduced interest expensesPROVISION FOR CREDIT LOSSES - Increase due to higher reserves on construction loansNON-INTEREST EXPENSE - Rise attributed to higher legal fees, debit card expenses, and salariesKey DetailsMetricBeat/MissActualConsensus EstimateQ3 Net Income$3.69 mlnQ3 Net Interest Income$15.11 mlnQ3 Pretax Profit$4.79 mlnQ3 Provision for Credit Losses $530,000Press Release: ID:nACSzh233aFor questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"1","news_tag":"dataReport","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"}}}