HBT Financial's Q3 profit beats estimates, to acquire CNB Bank Shares

Reuters
Oct 20, 2025
HBT Financial's Q3 profit beats estimates, to acquire CNB Bank Shares

Overview

  • HBT Financial Q3 adjusted EPS of $0.65 beats analyst expectations

  • Adjusted net income for Q3 was $20.5 mln, surpassing analyst estimates

  • CNB Bank to merge into HBT in $170.2 million stock and cash deal

Outlook

  • HBT Financial announces merger agreement with CNB Bank Shares

  • Company confident in handling various economic environments

Result Drivers

  • ASSET QUALITY - Strong asset quality with nonperforming assets at 0.17% and net charge-offs at 0.02% of average loans

  • LOAN GROWTH - Loan growth returned with quarter-end loans increasing 6.2% annualized due to higher loan pipelines and fewer payoffs

  • DEBT SECURITIES YIELDS - Improved yields on debt securities contributed positively to net interest margin

Key Details

Metric

Beat/Miss

Actual

Consensus Estimate

Q3 Adjusted EPS

Beat

$0.65

$0.61 (5 Analysts)

Q3 EPS

$0.63

Q3 Adjusted Net Income

Beat

$20.45 mln

$19.59 mln (5 Analysts)

Q3 Net Income

$19.76 mln

Q3 Net Interest Income

$49.98 mln

Analyst Coverage

  • The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 3 "strong buy" or "buy", 2 "hold" and no "sell" or "strong sell"

  • The average consensus recommendation for the banks peer group is "buy"

  • Wall Street's median 12-month price target for HBT Financial Inc is $30.00, about 21.3% above its October 17 closing price of $23.60

  • The stock recently traded at 10 times the next 12-month earnings vs. a P/E of 10 three months ago

Press Release: ID:nGNX2ywvF

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

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