Texas Community Bancshares Inc., the holding company for Broadstreet Bank, SSB, reported a net income of $678,000 for the second quarter ended June 30, 2025, compared to $348,000 for the same period in 2024. For the six months ended June 30, 2025, the company posted a net income of $1.3 million, a significant improvement from a net loss of $2.3 million for the same period in 2024. The company's noninterest income increased by $186,000, or 47.3%, to $579,000 for the three months ended June 30, 2025, compared to $393,000 for the same period in 2024. This rise was primarily driven by a $73,000 gain on an equity investment and the absence of losses recorded in 2024 related to real estate and loans. However, this was partially offset by a $72,000 decrease in other service charges and fee income. Texas Community Bancshares highlighted the growth of net interest income from $6.1 million in the first half of 2024 to $6.5 million in the same period of 2025. The company attributes its increased earnings to higher-yielding commercial loans, strategic loan and deposit pricing, and efficient expense management. The bank has invested heavily in new technology and products, such as an automated consumer loan process, online account opening, and mortgage products. Additionally, the bank is introducing deposit-taking ATMs and new Treasury Management products. Despite reporting improved results, the bank noted two large loan relationships on its over 90-day delinquent list. These involve a $6.2 million multi-family project and a $2.8 million land development project, both well collateralized with loan-to-values below 65%. The clients are reportedly working to resolve their issues, with these loans currently placed on nonaccrual status.