Overview
Citizens Community Bancorp Q2 earnings rise to $3.3 mln, EPS $0.33
Net interest income increased, boosting net interest margin
Company authorized 5% stock buyback authorization on July 24
Outlook
Company expects business activity to accelerate in second half of 2025
Result Drivers
NET INTEREST INCOME - Increase driven by $1.1 mln from loan payoffs and higher asset yields, boosting net interest margin by 42 bps
CREDIT LOSSES - Provision for credit losses rose to $1.35 mln due to increased delinquencies and changes in macro-economic assumptions
NON-INTEREST INCOME - Higher gains on equity securities and loan fee collections contributed to non-interest income increasing
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q2 EPS | $0.33 | ||
Q2 Net Interest Margin | 3.3% |
Analyst Coverage
The current average analyst rating on the shares is "strong buy" and the breakdown of recommendations is 2 "strong buy" or "buy", no "hold" and no "sell" or "strong sell"
The average consensus recommendation for the banks peer group is "buy."
Wall Street's median 12-month price target for Citizens Community Bancorp Inc is $17.50, about 15.6% above its July 25 closing price of $14.77
The stock recently traded at 10 times the next 12-month earnings vs. a P/E of 10 three months ago
Press Release: ID:nGNX4qhRy3
(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)
Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.