Hilltop Holdings Inc. reported its financial results for the second quarter of 2025, showcasing a significant increase in income to common stockholders, which rose to $36.1 million, or $0.57 per diluted share, compared to $20.3 million, or $0.31 per diluted share, in the same period of 2024. The improvement was largely attributed to a reversal of credit losses and an increase in net interest income within the banking segment. Additionally, the broker-dealer segment saw an increase in net revenues and noninterest expenses. However, the mortgage origination segment faced declines in net interest expense, noninterest income, and noninterest expense. Jeremy B. Ford, Chairman, President and CEO of Hilltop, highlighted that the company delivered a 1% return on average assets during the quarter and returned $47 million to stockholders through dividends and share repurchases. PlainsCapital Bank experienced a 19 basis point expansion in its net interest margin, benefiting from proactive management of deposit costs and higher repricing of earning assets. HilltopSecurities achieved a 5% year-over-year improvement in net revenue despite volatility in long-term interest rates. PrimeLending reported pre-tax income of $3.2 million on $2.4 billion of mortgage origination volume amid challenging market conditions.