NCino Guides for Lower-Than-Expected FY26 Earnings, Swings to 4Q Loss

Dow Jones

02 Apr

By Kelly Cloonan

NCino guided for earnings and revenue for the current fiscal year below Wall Street estimates after swinging to a loss in its fiscal fourth quarter.

The cloud-banking company forecast for adjusted earnings per share between $0.66 to $0.69 for fiscal 2026, below analyst estimates for 88 cents a share, according to FactSet.

Its revenue forecast for between $574.5 million and $578.5 million also came in below consensus estimates of $612.1 million.

Shares fell 19%, to $22.65, in after-hours trading.

Chief Executive Sean Desmond said nCino is uniquely positioned to seize opportunities in artificial intelligence going forward, given AI is already embedded in the company's onboarding, account opening, lending and portfolio-management offerings.

The outlook came as the company reported a loss of $18.6 million, or 16 cents a share, for its fourth-quarter ended Jan. 31 compared with a profit of $1.2 million, or 1 cent a share, a year earlier.

Adjusted earnings were 12 cents a share, below the 19 cents a share expected by analysts polled by FactSet.

Revenue rose 14%, to $141.4 million, compared with $123.7 million a year ago. Analysts expected sales of $140.9 million.

The company's subscription business, with sales up 16% year-over-year, led the overall revenue growth.

Write to Kelly Cloonan at kelly.cloonan@wsj.com

(END) Dow Jones Newswires

April 01, 2025 16:42 ET (20:42 GMT)

Copyright (c) 2025 Dow Jones & Company, Inc.

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Most Discussed

1
2
3
4
5
6
7
8
9
10

{"basename":"","ssrTDKData":{"titleTemplate":"%s - Tiger Brokers","title":"Tiger Brokers | Global Stocks, Options & Futures Trading App","description":"Tiger Brokers, one-stop investment in US stocks, SGX stocks, HK stocks, A-shares & other global assets. One of the best stock trading platforms in Singapore.","keywords":"tiger brokers,tiger trade,tiger brokers singapore,broker online,stock trading in singapore,share trading singapore,brokerage firm singapore,trading app,stock broker singapore,stock trading platforms,trading account","social":{"ogDescription":"Tiger Brokers, one-stop investment in US stocks, SGX stocks, HK stocks, A-shares & other global assets. One of the best stock trading platforms in Singapore.","ogImage":"https://c1.itigergrowtha.com/portal5/static/media/og-logo.be62fbe1.png","ogUrl":"https://www-web.itiger.com/news/2524433121"},"companyName":"Tiger Brokers"},"pageData":{"isMobile":false,"isTiger":false,"isTTM":true,"region":"SGP","license":"TBSG","edition":"fundamental"},"__swrFallback__":{"@#url:\"https://stock-news.skytigris.cn/v3/news\",params:#id:\"2524433121\",edition:\"fundamental\",,,undefined,":{"share":"https://ttm.financial/m/news/2524433121?lang=en_US&edition=fundamental","thumbnail":"","is_english":true,"pubTime":"2025-04-02 04:42","share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","id":"2524433121","market":"nz","top_or_hot":-1,"title":"NCino Guides for Lower-Than-Expected FY26 Earnings, Swings to 4Q Loss","media":"Dow Jones","content":"<font class=\"NormalMinus1\" face=\"Arial\">\n<pre>\n \n</pre>\n<p>\n  By Kelly Cloonan \n</p>\n<pre>\n \n</pre>\n<p>\n  NCino guided for earnings and revenue for the current fiscal year below Wall Street estimates after swinging to a loss in its fiscal fourth quarter. \n</p>\n<p>\n  The cloud-banking company forecast for adjusted earnings per share between $0.66 to $0.69 for fiscal 2026, below analyst estimates for 88 cents a share, according to FactSet. \n</p>\n<p>\n  Its revenue forecast for between $574.5 million and $578.5 million also came in below consensus estimates of $612.1 million. \n</p>\n<p>\n  Shares fell 19%, to $22.65, in after-hours trading. \n</p>\n<p>\n  Chief Executive Sean Desmond said <a href=\"https://laohu8.com/S/NCNO\">nCino</a> is uniquely positioned to seize opportunities in artificial intelligence going forward, given AI is already embedded in the company's onboarding, account opening, lending and portfolio-management offerings. \n</p>\n<p>\n  The outlook came as the company reported a loss of $18.6 million, or 16 cents a share, for its fourth-quarter ended Jan. 31 compared with a profit of $1.2 million, or 1 cent a share, a year earlier. \n</p>\n<p>\n  Adjusted earnings were 12 cents a share, below the 19 cents a share expected by analysts polled by FactSet. \n</p>\n<p>\n  Revenue rose 14%, to $141.4 million, compared with $123.7 million a year ago. Analysts expected sales of $140.9 million. \n</p>\n<p>\n  The company's subscription business, with sales up 16% year-over-year, led the overall revenue growth. \n</p>\n<pre>\n \n</pre>\n<p>\n  Write to Kelly Cloonan at kelly.cloonan@wsj.com \n</p>\n<pre>\n \n</pre>\n<p>\n  (END) Dow Jones Newswires\n</p>\n<p>\n  April 01, 2025 16:42 ET (20:42 GMT)\n</p>\n<p>\n  Copyright (c) 2025 Dow Jones &amp; Company, Inc.\n</p>\n</font>","source":null,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>NCino Guides for Lower-Than-Expected FY26 Earnings, Swings to 4Q Loss</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nNCino Guides for Lower-Than-Expected FY26 Earnings, Swings to 4Q Loss\n</h2>\n\n<h4 class=\"meta\">\n\n\n<div class=\"head\" \">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/150f88aa4d182df19190059f4a365e99);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Dow Jones </p>\n<p class=\"h-time\">2025-04-02 04:42</p>\n</div>\n\n</div>\n\n\n</h4>\n\n</header>\n<article>\n<font class=\"NormalMinus1\" face=\"Arial\">\n<pre>\n \n</pre>\n<p>\n  By Kelly Cloonan \n</p>\n<pre>\n \n</pre>\n<p>\n  NCino guided for earnings and revenue for the current fiscal year below Wall Street estimates after swinging to a loss in its fiscal fourth quarter. \n</p>\n<p>\n  The cloud-banking company forecast for adjusted earnings per share between $0.66 to $0.69 for fiscal 2026, below analyst estimates for 88 cents a share, according to FactSet. \n</p>\n<p>\n  Its revenue forecast for between $574.5 million and $578.5 million also came in below consensus estimates of $612.1 million. \n</p>\n<p>\n  Shares fell 19%, to $22.65, in after-hours trading. \n</p>\n<p>\n  Chief Executive Sean Desmond said <a href=\"https://laohu8.com/S/NCNO\">nCino</a> is uniquely positioned to seize opportunities in artificial intelligence going forward, given AI is already embedded in the company's onboarding, account opening, lending and portfolio-management offerings. \n</p>\n<p>\n  The outlook came as the company reported a loss of $18.6 million, or 16 cents a share, for its fourth-quarter ended Jan. 31 compared with a profit of $1.2 million, or 1 cent a share, a year earlier. \n</p>\n<p>\n  Adjusted earnings were 12 cents a share, below the 19 cents a share expected by analysts polled by FactSet. \n</p>\n<p>\n  Revenue rose 14%, to $141.4 million, compared with $123.7 million a year ago. Analysts expected sales of $140.9 million. \n</p>\n<p>\n  The company's subscription business, with sales up 16% year-over-year, led the overall revenue growth. \n</p>\n<pre>\n \n</pre>\n<p>\n  Write to Kelly Cloonan at kelly.cloonan@wsj.com \n</p>\n<pre>\n \n</pre>\n<p>\n  (END) Dow Jones Newswires\n</p>\n<p>\n  April 01, 2025 16:42 ET (20:42 GMT)\n</p>\n<p>\n  Copyright (c) 2025 Dow Jones &amp; Company, Inc.\n</p>\n</font>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"NCNO","symbol_name":"nCino","start_time":0,"source_url":"https://dowjonesnews.com/newdjn/logon.aspx?AL=N","article_id":"2524433121","we_media_id":"106","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2524433121","pubTimestamp":1743540120,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Dow Jones","introduction":"Dow Jones publishes the world’s most trusted business news and financial information in a variety of media.","home_visible":0,"id":"106","head_image":"https://static.tigerbbs.com/150f88aa4d182df19190059f4a365e99"},"summary":"NCino guided for earnings and revenue for the current fiscal year below Wall Street estimates after swinging to a loss in its fiscal fourth quarter.The cloud-banking company forecast for adjusted earnings per share between $0.66 to $0.69 for fiscal 2026, below analyst estimates for 88 cents a share, according to FactSet.Its revenue forecast for between $574.5 million and $578.5 million also came in below consensus estimates of $612.1 million.Shares fell 19%, to $22.65, in after-hours trading.Chief Executive Sean Desmond said nCino is uniquely positioned to seize opportunities in artificial intelligence going forward, given AI is already embedded in the company's onboarding, account opening, lending and portfolio-management offerings.The outlook came as the company reported a loss of $18.6 million, or 16 cents a share, for its fourth-quarter ended Jan. 31 compared with a profit of $1.2 million, or 1 cent a share, a year earlier.Revenue rose 14%, to $141.4 million, compared with $123.7 m","collect":0,"end_time":0,"defaultTopTitle":"","property":["earning"],"viewcount":null,"language":"en","relate_stocks":{"NCNO":"nCino"},"translate_title":"NCino指引2026财年盈利低于预期，第四季度亏损","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"NCNO":0.9},"content_text":"By Kelly Cloonan \n\n\n \n\n\n  NCino guided for earnings and revenue for the current fiscal year below Wall Street estimates after swinging to a loss in its fiscal fourth quarter. \n\n\n  The cloud-banking company forecast for adjusted earnings per share between $0.66 to $0.69 for fiscal 2026, below analyst estimates for 88 cents a share, according to FactSet. \n\n\n  Its revenue forecast for between $574.5 million and $578.5 million also came in below consensus estimates of $612.1 million. \n\n\n  Shares fell 19%, to $22.65, in after-hours trading. \n\n\n  Chief Executive Sean Desmond said nCino is uniquely positioned to seize opportunities in artificial intelligence going forward, given AI is already embedded in the company's onboarding, account opening, lending and portfolio-management offerings. \n\n\n  The outlook came as the company reported a loss of $18.6 million, or 16 cents a share, for its fourth-quarter ended Jan. 31 compared with a profit of $1.2 million, or 1 cent a share, a year earlier. \n\n\n  Adjusted earnings were 12 cents a share, below the 19 cents a share expected by analysts polled by FactSet. \n\n\n  Revenue rose 14%, to $141.4 million, compared with $123.7 million a year ago. Analysts expected sales of $140.9 million. \n\n\n  The company's subscription business, with sales up 16% year-over-year, led the overall revenue growth. \n\n\n \n\n\n  Write to Kelly Cloonan at kelly.cloonan@wsj.com \n\n\n \n\n\n  (END) Dow Jones Newswires\n\n\n  April 01, 2025 16:42 ET (20:42 GMT)\n\n\n  Copyright (c) 2025 Dow Jones & Company, Inc.","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"-1","news_tag":"","news_rank":0,"symbols":[],"gpt_button":0,"code":"91000000","status":"200"}}}