Internet technology is increasingly becoming a vital force driving economic development and industrial upgrading. In the recently released 2025 "China's Top 100 Internet Companies" ranking, LexinFintech Holdings Ltd. was selected for the fifth time, securing the 26th position, thanks to its outstanding performance in AI innovation and active fulfillment of social responsibilities.

The Top 100 list was initiated by the China Internet Association in 2013 and has been conducted for 13 consecutive years, becoming a key benchmark for measuring the comprehensive competitiveness of domestic internet companies. This year, the ranking further refined its evaluation system for corporate comprehensive strength, covering seven major dimensions—including innovation capability, growth potential, corporate scale, and social responsibility—and 19 core indicators, providing a comprehensive and accurate reflection of a company's overall level and strength.

As a leading new consumption digital technology service provider in China, LexinFintech Holdings Ltd. has been user-centric for over a decade. Through diversified ecological businesses such as installment retail, inclusive finance, and personal consumer credit, it meets the differentiated needs of over 200 million high-quality, high-growth customers, contributing to consumption growth and serving the development of the real economy. Its Fenqile Mall leverages its scenario advantages and installment features by launching innovative formats like "Zhen Pin Hui" and "Factory Store," establishing its own logistics warehouses, and introducing a "Quality Check Before Shipment" service to deeply tap into the consumption potential of young consumers and boost consumption growth. Meanwhile, Fenqile Puhui utilizes its online precise risk control capabilities and service advantages, including door-to-door service and loan disbursement in as fast as one minute, to alleviate pain points for micro and small enterprises, such as "difficult and slow financing," providing long-term support for their steady growth. By the end of the third quarter of 2025, the "Believe in Small Dreams" plan launched by Fenqile Puhui had cumulatively served over 4 million customers.

Years of leading R&D investment have effectively enhanced the quality and efficiency of Lexin's financial services. As a top-ranked company on the list, Lexin has consistently placed high importance on the research and development of new technologies, including AI. Its locally deployed "Singularity" AI large model, iteratively improved through "data distillation + domain fine-tuning," has been deeply applied in areas such as R&D efficiency, internal tools, and business empowerment. The company's self-developed AI Agents have already launched nearly 100 "AI Agent positions." Furthermore, by building a collaborative framework, Lexin has created its own "Composite Agent Matrix," supporting more agents in upgrading from "independent operation" to "group collaboration" and from "local application" to "ecosystem-level coordination."

While providing high-quality financial services to consumers, Lexin has iteratively improved its "5S Consumer Protection System" to comprehensively safeguard consumers' legitimate rights and interests. In 2025, Lexin intercepted over 560 million data security attacks, maintaining a record of zero data breaches since its systems went live.

This fifth consecutive honor of being listed among China's Top 100 Internet Companies is a continued affirmation of Lexin's development path, which emphasizes persistent AI innovation, deep cultivation of scenarios, and service to the real economy. In the future, Lexin will continue to increase its exploration and investment in cutting-edge AI technologies to create better and safer consumption experiences for consumers and contribute more value to serving the real economy and promoting consumption growth.