On October 30, ICBC held its Q3 2025 earnings briefing, where executives reported significant improvement in key operational metrics for the first three quarters. This was attributed to a series of effective measures, including stabilizing net interest income, diversifying revenue growth drivers, and controlling risk costs.
Looking ahead, ICBC's management emphasized that Q4 marks the conclusion of China's 14th Five-Year Plan, while 2026 will kick off the 15th Five-Year Plan. With economic stimulus measures taking effect and policy dividends being realized, the bank expressed confidence in the broader economic fundamentals.
ICBC stated it will continue leveraging its proven strategies for revenue growth and cost efficiency, optimizing its asset-liability structure while maintaining balanced volume and pricing. The bank aims to tap into new fee-based income opportunities and capitalize on market fluctuations to stabilize non-interest income, ensuring steady and sustainable annual performance.
Under its group-wide digital transformation strategy, ICBC plans to refine its operational approach, delivering solid, data-driven results to investors for both the current year and beyond.