Qifu Technology's stock experienced a significant after-hours plunge of 5.06% following the release of its fourth-quarter 2025 financial results.
The decline comes after the company reported a 46.9% drop in Q4 net income to RMB1.02 billion and a dramatic 58.5% decrease in platform services revenue to RMB660.52 million. Total net revenue for the quarter fell 8.69% to RMB4.09 billion, while total facilitation and origination loan volume declined 21.8% to RMB70.3 billion.
CEO Haisheng Wu cited macroeconomic uncertainties and regulatory changes that have tightened liquidity and elevated risk in the market. The company also provided Q1 2026 guidance projecting net income between RMB830 million and RMB880 million, which represents a further decline from the already weakened Q4 2025 performance.