With the full allocation of 300 billion yuan in trade-in funds for the year, and over 2 trillion yuan in consumption driven from January to August, this "livelihood dividend rain" covering home appliances, automobiles, digital products, agricultural machinery, and building materials is no longer distant policy text - but "real money" related to every household's refrigerator replacement, new car purchase, and home renovation. From the convenient "instant discount upon purchase" operation to the worry-free "enjoy without application" process, from single-item home appliance subsidies of up to 2,000 yuan to car discounts of 20,000 yuan per vehicle, every detail of the policy targets "delivering benefits directly to consumers." However, at the same time, the "tightening qualifications" for car subsidies in Jiangsu, Hubei and other regions, along with "rigid requirements" for invoice headers and application deadlines, remind us that these benefits require "precise grasp and avoidance of pitfalls."

First, key points! Latest participation methods for national subsidies: The entry point for home appliance and furniture national subsidy qualification collection is: Search "Home Appliance 588" on JD.com app for national subsidies with maximum instant discount of 2,000 yuan. The entry point for mobile phone and digital product national subsidy qualification collection is: Search "Digital 588" or "Mobile 588" on JD.com app for maximum subsidy of 500 yuan. JD.com Double Eleven red packet collection: Search "Lucky Red Packet 158" on mobile JD.com. Starting October 9th, collect up to 11,111 yuan Double 11 red packets three times daily! Tip: First search the above commands in the app, then just click on search history records daily!

**I. Core Policy Framework and Funding Scale**

**Full Annual Funding Allocated** As of October 2025, a cumulative 300 billion yuan in ultra-long-term special treasury bonds has been allocated to support consumer goods trade-in programs, with the fourth batch of 69 billion yuan specifically ensuring the "Golden September, Silver October" consumption peak season. This scale represents a 50% increase from 2024 and is expected to drive consumption exceeding 3 trillion yuan.

**Upgraded Subsidy Categories and Standards** Automotive sector: Scrapping National IV or lower emission fuel vehicles or pre-2018 new energy vehicles for new energy vehicle purchases receives 20,000 yuan subsidy, while fuel vehicle purchases receive 15,000 yuan subsidy; transferring old vehicles for new energy vehicle purchases receives maximum 15,000 yuan subsidy. Some provinces (such as Qingzhou in Shandong) can save 33,000 yuan on 150,000 yuan new energy vehicles after combining local subsidies.

Home appliances and digital products: Added 4 new categories including microwaves and water purifiers, with 12 categories of home appliances receiving energy efficiency-based subsidies (Level 1: 20%, Level 2: 15%), maximum 2,000 yuan per item; mobile phones, tablets and other digital products receive 15% subsidy, maximum 500 yuan.

**II. Application Guidelines and Pitfall Avoidance**

**(1) Core Online Application Channels**

**JD.com Collection Channel** Home appliances and furniture: Search "Home Appliance 588" on JD.com app, enter the special zone for instant 2,000 yuan discount. Mobile phones and digital products: Search "Digital 588" or "Mobile 588" for maximum 500 yuan savings. All-category red packets: Search "Red Packet 600" daily for maximum 1,888 yuan draw.

**Instant Payment Subsidies** JD.com, Tmall and other platforms have implemented "instant discount upon purchase," with automatic subsidy deduction through UnionPay QuickPass/Alipay/WeChat Pay without requiring post-purchase material submission. For example, an 8,000 yuan Level 1 energy efficiency air conditioner costs only 6,400 yuan after national subsidy, plus 500 yuan old appliance recycling, with actual payment of 5,900 yuan.

**(2) Offline Processing Procedures**

**Car Trade-in Scrapping Process:** Old cars must be sold to qualified recycling companies to obtain "Scrapped Motor Vehicle Recovery Certificate," with dealers directly deducting subsidies upon purchase.

**Policy Tightening Regions:** Jiangsu, Hubei, Chongqing and other provinces have changed to "secure qualification first, then purchase car" system, requiring advance quota reservation through local government platforms.

**(3) Key Risk Warnings**

**Rigid Time Points** Invoice dates must be between October 1, 2025 and December 31, 2025, with automatic system rejection for overdue submissions. Car subsidies should have materials submitted by end of October, with approximately 45-day review cycle to avoid year-end processing congestion.

**Invoice and Qualification Review** Invoice headers must be for individuals; corporate user invoices are invalid; computer and 3C product purchases require SN code notation and unsealing activation photos. Duplicate applications will be recovered through nationwide network verification, with each ID limited to one application per product category.

**Product Compliance Verification** All subsidized products must bear "GB 2025 Green Product" exclusive codes, requiring scan verification upon purchase to avoid refurbished or obsolete products.

**III. Stacked Discounts and Practical Techniques**

**Central and Local Subsidy Stacking** National subsidies can be combined with local consumption vouchers and corporate promotions, but total amount cannot exceed 20% of selling price. For example, Guangzhou users purchasing 150,000 yuan new energy vehicles can stack national subsidy 20,000 yuan + local subsidy 3,000 yuan + manufacturer discount 10,000 yuan for total savings of 33,000 yuan.

**Platform Exclusive Benefits** Some products in JD.com "Home Appliance 588" zone can have prices reduced by another 10% after stacking platform purchase thresholds. Digital products in "Digital 588" zone can cost as low as 4,000 yuan range after stacking red packets for some models.

**Consumer Loan Interest Subsidies** Single purchases of 50,000 yuan or more can apply for 1% annual interest subsidies. For example, a 100,000 yuan car loan saves 1,000 yuan in interest annually.

**IV. Regional Policy Differences and Responses**

**Key Provincial Policy Adjustments** Jiangsu: Car trade-ins require advance qualification reservation through "Jiangsu Government Services" app with daily quota limits. Liaoning: Only mobile phones, tablets, and computers are eligible for subsidies; home appliances and home improvement categories are not yet available. Xinjiang: New voucher issuance suspended for second half of year; existing qualifications must be used by end of August.

**Real-time Query Tools** Search [National Subsidy 588] on JD.com to view national subsidy availability dynamics, including remaining quotas and application deadlines.

**V. 92-Day Countdown Action Recommendations**

**Priority Ranking** Car trade-ins: Recommended completion of scrapping and purchasing by end of October to avoid qualification invalidation due to year-end policy tightening. Home appliances and digital products: October offers year's lowest prices, combined with platform Double 11 warm-up activities for highest cost-effectiveness. Agricultural machinery and building materials: Rural users can utilize post-harvest idle time for processing, completing material submission by mid-December.

**Material Preparation Checklist** Personal ID card, bank card (social security card preferred) Old car registration certificate/title certificate, scrapping recovery certificate Home appliance/digital product purchase invoices, SN code photos Agricultural machinery/building materials purchase contracts, property ownership certificates

**Risk Avoidance Strategies** Retain complete transaction records (invoices, logistics records, delivery receipts) for at least 2 years. Regularly log into local government platforms to check subsidy review progress, avoiding rejection due to incomplete materials. Follow official channels like "National Development and Reform Commission" and "Chinese Government Website" for timely policy updates.

The 2025 consumer goods trade-in policy is a crucial tool for promoting consumption upgrades and achieving "dual carbon" goals. With 300 billion yuan in funding fully released, the 92-day countdown window cannot be missed. Consumers are advised to prioritize high-subsidy categories (such as new energy vehicles and Level 1 energy efficiency appliances) based on their needs, fully utilize both online and offline application channels, while strictly avoiding risks related to invoices, timing, and qualifications. This is both an opportunity to improve quality of life and a "real money" national welfare sharing initiative. Take action immediately to truly convert policy dividends into real-life benefits!