LUZHOU BANK (01983) announced its annual results for the period ending December 31, 2025. The bank recorded net interest income of 4.074 billion yuan, an increase of 15.77% compared to the previous year. Operating revenue was 4.861 billion yuan, a decrease of 6.69% year-on-year. Net profit attributable to the bank's shareholders was 1.541 billion yuan, representing a 20.83% increase. Basic earnings per share were 0.53 yuan.

According to the announcement, the growth in net interest income was primarily due to an expansion in interest-earning assets and a decline in the average cost rate of interest-bearing liabilities. In 2025, the group's average balance of interest-earning assets reached 163.438 billion yuan, an increase of 21.906 billion yuan, or 15.48%, from the previous year, mainly driven by growth in the loan portfolio.

The net interest margin stood at 2.49%, unchanged from the prior year, as the growth rate of net interest income was largely consistent with the growth in the average balance of interest-earning assets. The net interest spread was 2.71%, also flat year-on-year, attributed to a matching decline in the average cost rate of interest-bearing liabilities and the average yield on interest-earning assets.