nCino Stock Tumbles 31% After Q4 Earnings Miss, Soft Q1, Full-Year Guidance

Tiger Newspress

02 Apr

nCino stock plummeted 31.4% in premarket trading Wednesday after the banking technology platform issued weaker-than-expected Q1 and FY2026 guidance following disappointing Q4 2025 earnings.

The company expects Q1 non-GAAP EPS of $0.15-$0.16 vs. the consensus estimate of $0.21, and total revenue of $138.75M-$140.75M vs. the average analyst estimate of $145.5M.

For its fiscal year ending Jan. 31, 2026, nCino is guiding for non-GAAP EPS of $0.66-$0.69 vs. the $0.88 consensus and total revenue of $574.5M-$578.5M vs. the average analyst estimate of $613.4M.

Separately, the company said its board authorized a $100M stock buyback program, as a sign of its confidence in its strategy.

Q4 non-GAAP EPS of $0.12 vs. the average analyst estimate of $0.19, declined from $0.21 in the previous quarter and $0.21 in the year-ago period.

Total revenue for the quarter ended Jan. 31, 2025 was $141.4M, beating the $140.8M consensus and rising from $138.8M in Q3 and $123.7M in Q4 2024.

Total operating expenses of $90.1M, exceeding the Visible Alpha estimate of $88.0M, grew from $85.9M in Q3 and $77.7M in Q4 2024. General and administrative costs of $24.2M climbed from $23.1M in the prior quarter and $17.5M a year ago. Sales and marketing expenses rose to $33.7M from $29.7M in Q3 and $30.0M in Q4 2024.

"We ended the year strong, with meaningful year-over-year subscription revenues and ACV (annual contract value) growth, while continuing to realize efficiencies across our operations," said CEO Sean Desmond.

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One of the best stock trading platforms in Singapore.","ogImage":"https://c1.itigergrowtha.com/portal5/static/media/og-logo.be62fbe1.png","ogUrl":"https://www-web.itiger.com/news/1151875084"},"companyName":"Tiger Brokers"},"pageData":{"isMobile":false,"isTiger":false,"isTTM":true,"region":"SGP","license":"TBSG","edition":"fundamental"},"__swrFallback__":{"@#url:\"https://stock-news.skytigris.cn/v3/news\",params:#id:\"1151875084\",edition:\"fundamental\",,,undefined,":{"share":"https://ttm.financial/m/news/1151875084?lang=en_US&edition=fundamental","thumbnail":"","is_english":true,"pubTime":"2025-04-02 16:23","share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","id":"1151875084","market":"us","top_or_hot":-1,"title":"nCino Stock Tumbles 31% After Q4 Earnings Miss, Soft Q1, Full-Year Guidance","media":"Tiger Newspress","content":"<html><head></head><body><p>nCino stock plummeted 31.4% in premarket trading Wednesday after the banking technology platform issued weaker-than-expected Q1 and FY2026 guidance following disappointing Q4 2025 earnings.</p><p class=\"t-img-caption\"><img src=\"https://community-static.tradeup.com/news/815de3878195d6941496952b0936b6ed\" tg-width=\"861\" tg-height=\"630\"/></p><p style=\"text-align: left;\">The company expects Q1 non-GAAP EPS of $0.15-$0.16 vs. the consensus estimate of $0.21, and total revenue of $138.75M-$140.75M vs. the average analyst estimate of $145.5M.</p><p style=\"text-align: left;\">For its fiscal year ending Jan. 31, 2026, nCino is guiding for non-GAAP EPS of $0.66-$0.69 vs. the $0.88 consensus and total revenue of $574.5M-$578.5M vs. the average analyst estimate of $613.4M.</p><p style=\"text-align: left;\">Separately, the company said its board authorized a $100M stock buyback program, as a sign of its confidence in its strategy.</p><p style=\"text-align: left;\">Q4 non-GAAP EPS of $0.12 vs. the average analyst estimate of $0.19, declined from $0.21 in the previous quarter and $0.21 in the year-ago period.</p><p style=\"text-align: left;\">Total revenue for the quarter ended Jan. 31, 2025 was $141.4M, beating the $140.8M consensus and rising from $138.8M in Q3 and $123.7M in Q4 2024.</p><p style=\"text-align: left;\">Total operating expenses of $90.1M, exceeding the Visible Alpha estimate of $88.0M, grew from $85.9M in Q3 and $77.7M in Q4 2024. General and administrative costs of $24.2M climbed from $23.1M in the prior quarter and $17.5M a year ago. Sales and marketing expenses rose to $33.7M from $29.7M in Q3 and $30.0M in Q4 2024.</p><p style=\"text-align: left;\">&#34;We ended the year strong, with meaningful year-over-year subscription revenues and ACV (annual contract value) growth, while continuing to realize efficiencies across our operations,&#34; said CEO Sean Desmond.</p></body></html>","source":null,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>nCino Stock Tumbles 31% After Q4 Earnings Miss, Soft Q1, Full-Year Guidance</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; 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}\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nnCino Stock Tumbles 31% After Q4 Earnings Miss, Soft Q1, Full-Year Guidance\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1079075236\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Tiger Newspress </p>\n<p class=\"h-time\">2025-04-02 16:23</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<html><head></head><body><p>nCino stock plummeted 31.4% in premarket trading Wednesday after the banking technology platform issued weaker-than-expected Q1 and FY2026 guidance following disappointing Q4 2025 earnings.</p><p class=\"t-img-caption\"><img src=\"https://community-static.tradeup.com/news/815de3878195d6941496952b0936b6ed\" tg-width=\"861\" tg-height=\"630\"/></p><p style=\"text-align: left;\">The company expects Q1 non-GAAP EPS of $0.15-$0.16 vs. the consensus estimate of $0.21, and total revenue of $138.75M-$140.75M vs. the average analyst estimate of $145.5M.</p><p style=\"text-align: left;\">For its fiscal year ending Jan. 31, 2026, nCino is guiding for non-GAAP EPS of $0.66-$0.69 vs. the $0.88 consensus and total revenue of $574.5M-$578.5M vs. the average analyst estimate of $613.4M.</p><p style=\"text-align: left;\">Separately, the company said its board authorized a $100M stock buyback program, as a sign of its confidence in its strategy.</p><p style=\"text-align: left;\">Q4 non-GAAP EPS of $0.12 vs. the average analyst estimate of $0.19, declined from $0.21 in the previous quarter and $0.21 in the year-ago period.</p><p style=\"text-align: left;\">Total revenue for the quarter ended Jan. 31, 2025 was $141.4M, beating the $140.8M consensus and rising from $138.8M in Q3 and $123.7M in Q4 2024.</p><p style=\"text-align: left;\">Total operating expenses of $90.1M, exceeding the Visible Alpha estimate of $88.0M, grew from $85.9M in Q3 and $77.7M in Q4 2024. General and administrative costs of $24.2M climbed from $23.1M in the prior quarter and $17.5M a year ago. Sales and marketing expenses rose to $33.7M from $29.7M in Q3 and $30.0M in Q4 2024.</p><p style=\"text-align: left;\">&#34;We ended the year strong, with meaningful year-over-year subscription revenues and ACV (annual contract value) growth, while continuing to realize efficiencies across our operations,&#34; said CEO Sean Desmond.</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"NCNO","symbol_name":"nCino","start_time":0,"source_url":"","article_id":"1151875084","we_media_id":"1079075236","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=1151875084","pubTimestamp":1743582229,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Tiger Newspress","introduction":"Providing stock market headlines, business news, financials and earnings ","home_visible":1,"id":"1079075236","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"summary":"nCino stock plummeted 31.4% in premarket trading Wednesday after the banking technology platform issued weaker-than-expected Q1 and FY2026 guidance following disappointing Q4 2025 earnings.The company","collect":0,"end_time":0,"defaultTopTitle":"","property":[],"viewcount":null,"language":"en","relate_stocks":{"NCNO":"nCino"},"translate_title":"第四季度盈利未达预期、第一季度疲软、全年指引后，nCino股价暴跌31%","themeId":"","isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"NCNO":1.1},"content_text":"nCino stock plummeted 31.4% in premarket trading Wednesday after the banking technology platform issued weaker-than-expected Q1 and FY2026 guidance following disappointing Q4 2025 earnings.The company expects Q1 non-GAAP EPS of $0.15-$0.16 vs. the consensus estimate of $0.21, and total revenue of $138.75M-$140.75M vs. the average analyst estimate of $145.5M.For its fiscal year ending Jan. 31, 2026, nCino is guiding for non-GAAP EPS of $0.66-$0.69 vs. the $0.88 consensus and total revenue of $574.5M-$578.5M vs. the average analyst estimate of $613.4M.Separately, the company said its board authorized a $100M stock buyback program, as a sign of its confidence in its strategy.Q4 non-GAAP EPS of $0.12 vs. the average analyst estimate of $0.19, declined from $0.21 in the previous quarter and $0.21 in the year-ago period.Total revenue for the quarter ended Jan. 31, 2025 was $141.4M, beating the $140.8M consensus and rising from $138.8M in Q3 and $123.7M in Q4 2024.Total operating expenses of $90.1M, exceeding the Visible Alpha estimate of $88.0M, grew from $85.9M in Q3 and $77.7M in Q4 2024. General and administrative costs of $24.2M climbed from $23.1M in the prior quarter and $17.5M a year ago. Sales and marketing expenses rose to $33.7M from $29.7M in Q3 and $30.0M in Q4 2024.\"We ended the year strong, with meaningful year-over-year subscription revenues and ACV (annual contract value) growth, while continuing to realize efficiencies across our operations,\" said CEO Sean Desmond.","kind":"news","is_publish_news":true,"is_publish_highlight":true,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"-1","news_tag":"movement","news_rank":0,"symbols":[],"gpt_button":0,"code":"91000000","status":"200"}}}