Technological innovation serves as the "main engine" of high-quality development, while financial support acts as the "booster" for tech companies to forge ahead through challenges. China CITIC Bank Corporation Limited Nanjing branch has deeply cultivated Jiangsu's innovation landscape, leveraging CITIC Group's comprehensive advantages of "full financial licenses and extensive industrial coverage" to establish a comprehensive service system covering the entire lifecycle of technology enterprises. The bank has precisely focused efforts in three key areas: breakthrough of core technologies, diversified corporate financing, and industrial-financial ecosystem construction, delivering robust solutions to help Jiangsu build a globally influential industrial technology innovation center.

**Breaking Through Core Technology Bottlenecks: 6 billion yuan syndicate loan empowers wafer company breakthrough, driving industrial cluster upgrade through core technology advancement**

During the critical period of semiconductor industry localization, every breakthrough has robust financial support behind it. In Xuzhou, a wafer manufacturing company is advancing the research and development of next-generation semiconductor materials, urgently requiring funding support to accelerate technology development and production line construction. This represents not only the practical challenges facing the enterprise but also a key bottleneck for supply chain autonomy and control.

Upon learning of the company's needs, China CITIC Bank Corporation Limited Nanjj branch swiftly mobilized, organizing a 6 billion yuan syndicate loan. Leveraging the CITIC equity investment alliance and coordinating with Goldstone Investment under CITIC Securities to provide financing packages, they formed a three-dimensional support scheme combining "debt plus equity." This not only helped the company overcome core technical challenges in 12-inch silicon wafers but also enabled their products to successfully pass certification from international leaders like SMIC.

Today, the company produces over 3.6 million 12-inch silicon wafers annually, widely applied in high-end sectors such as new energy vehicle electronic control and industrial robots. This has driven collaborative development among five upstream and downstream enterprises within Jiangsu province, forming a competitive semiconductor industrial cluster.

This practice exemplifies the bank's focus on key sectors like semiconductors and support for breakthrough core technologies. Through establishing professional service teams, optimizing approval processes, and innovating financial products, China CITIC Bank Corporation Limited Nanjing branch is enabling more technology companies to "stand firm, go far, and maintain strong positions" in core supply chain segments.

**Activating "Soft Power": 20 million yuan loan resolves light-asset challenges, "Little Giant" company lists on NEEQ**

"Having technology and patents but unable to secure loans due to lack of collateral" - this is a common concern for many "light-asset, technology-heavy" enterprises. A Nanjing-based "specialized and innovative Little Giant" company that provided core technology for "Black Myth: Wukong" held 30 patents but faced financing difficulties due to lack of traditional collateral, forcing them to slow down research and development commercialization.

China CITIC Bank Corporation Limited Nanjing branch broke traditional credit thinking by innovating a credit evaluation system centered on "technological value." Product managers transformed into "gamers plus financial professionals," deeply understanding the company's technological logic and applying the "Yangtze River Delta points card" approval model to convert the company's R&D investment, patent value, market prospects and other "soft power" into quantifiable financing criteria, ultimately customizing a 20 million yuan working capital loan solution for the company.

Furthermore, utilizing the CITIC Financial Holdings Investment Banking Sub-committee Jiangsu Regional Branch platform mechanism, they introduced comprehensive financial service resources from the group, helping the company successfully list on the NEEQ Innovation Layer, achieving a critical leap from "technological breakthrough" to "capital advancement."

This model of "evaluating credit based on technology and determining limits through innovation" has become the bank's "accelerator" for serving technology enterprises, helping more "technologies hidden in laboratories" reach the market.

**Building Dense "Ecosystem": "Equity-Loan-Bond-Insurance" coordination provides comprehensive support, accompanying companies from startup to listing**

The growth of technology enterprises never involves "single-point breakthroughs" but requires deep integration of industrial chains, funding chains, and innovation chains. Based on this need, China CITIC Bank Corporation Limited Nanjing branch implements the group's technology finance action plan, deeply coordinating with regional financial institutions and integrating "commercial banking + investment banking + private banking + investment + think tank" service capabilities to create the "CITIC Jiangsu Equity Investment Ecosystem" in Jiangsu region. This systematically constructs a full-cycle support mechanism featuring "equity plus debt" bilateral coordination and "financing plus service" integrated fusion, forming a service closed loop of "guaranteed funding and developmental companionship."

In Changzhou, a "specialized and innovative Little Giant" company in the chemical technology sector represents the ecosystem's "full-chain service" provision. China CITIC Bank Corporation Limited Nanjing branch collaborated with CITIC Securities, CITIC Construction Investment Securities, CITIC Guoan and other institutions to provide the company with a "one-stop solution" ranging from fixed asset loans and strategic investment to IPO sponsorship and industrial chain cooperation, ultimately supporting the company's successful listing on the Beijing Stock Exchange and completing a leap from "technology leadership solidifying development foundation" to "capital empowerment driving exponential growth."

Currently, the "CITIC Jiangsu Equity Investment Ecosystem" covers key industries including semiconductors, new energy, and high-end equipment. Through regularly hosting industry-finance matching activities, introducing government guidance funds, and establishing a "financing-investment-exit-recycling" capital closed loop, it has formed an "equity-loan-bond-insurance" coordinated service matrix, helping technology companies find suitable financial support at different growth stages.

Adhering to the service philosophy of "One CITIC, One Client," China CITIC Bank Corporation Limited Nanjing branch is becoming the "financial engine" for cultivating new quality productive forces in the region through professional and systematic comprehensive services.

Moving forward, China CITIC Bank Corporation Limited Nanjj branch will continue deepening technology finance innovation, directing more financial resources toward the front lines of technological innovation to help Jiangsu occupy a more important position in the global industrial innovation landscape.