JIANGXI BANK (01916) announced its interim results for the six months ended June 30, 2025. The group recorded operating revenue of RMB 4.604 billion, representing a year-on-year decrease of 19.91%. Net profit attributable to the bank's shareholders reached RMB 558 million, down 10.53% compared to the same period last year. Basic earnings per share stood at RMB 0.09.
As of the end of the reporting period, the group's total assets amounted to RMB 580.297 billion, an increase of 1.16% from the previous year-end. Total loans and advances granted reached RMB 364.903 billion, up 3.39% from year-end. Total deposits absorbed totaled RMB 396.770 billion, representing a 1.49% increase from the previous year-end. The group reported operating revenue of RMB 4.604 billion, operating expenses of RMB 1.357 billion, and net profit of RMB 583 million.
During the reporting period, the bank continued to optimize its credit asset structure and intensified credit allocation to key areas including the financial "Five Major Articles" and "1269" manufacturing sectors. Loan growth in priority areas exceeded the overall loan growth rate. The bank focused on enhancing customer service capabilities, strengthening efforts in customer acquisition, retention, and activation, achieving steady growth in both corporate and individual customer bases. The bank coordinated efforts in clearing existing risks while preventing new risk formations. It also deepened the integration of finance and technology, accelerating digital transformation initiatives, effectively improving the level of intelligent services.