On the morning of September 22, 2025, the launch ceremony for "Smart Finance Cross-Strait, Create and Share Future" - Fuzhou Free Trade Zone × Qifu Technology Taiwan Youth Entrepreneurship Support Initiative was held at the Fuzhou Free Trade Zone. Zhang Xinyi, Party Group Member of Fuzhou Municipal People's Government and Party Secretary and Director of Fuzhou Free Trade Zone Administrative Committee, Ma Donggen, Party Group Member and Deputy Director of Fuzhou Free Trade Zone Administrative Committee, Lin Youhua, Party Group Member and Deputy Director of Fuzhou Free Trade Zone Administrative Committee, and Zheng Yan, Chief Risk Officer of Qifu Technology, attended the ceremony. The first batch of "Taiwan Youth Startup Loan" contracting companies, outstanding Taiwan youth representatives, and media witnessed this innovative moment of Fujian-Taiwan financial integration.

This initiative represents a key implementation project of the nine major measures supporting Taiwan youth entrepreneurship development in Fuzhou Free Trade Zone's "Real Free Trade" program. It aims to leverage fintech empowerment to further deepen the integration of advantageous industries between Fujian and Taiwan, strengthen Fuzhou Free Trade Zone's positioning advantage of "established for Taiwan, distinctive because of Taiwan," and inject new development momentum for Taiwan youth and enterprises developing in Fujian. At the ceremony, the Fuzhou Free Trade Zone Administrative Committee and Qifu Technology signed a strategic cooperation agreement, clarifying that both parties will engage in long-term cooperation in areas including Taiwan enterprise credit assessment, financial service innovation, and Taiwan youth entrepreneurship empowerment, jointly building an industry-finance integration ecosystem of "credit assessment system + innovative financial service system + healthy supply chain system."

"Finance is a matter of national importance. Today, we use technology as our pen to continue writing a new chapter of Fujian-Taiwan financial integration," said Zheng Yan, Chief Risk Officer of Qifu Technology, in his remarks. After conducting research and visits to discover the personalized needs and characteristics of Taiwan youth entrepreneurship financing, Qifu Technology, leveraging its independently developed "Small and Medium Enterprise Credit Assessment Intelligence System," innovatively launched the exclusive "Taiwan Youth Startup Loan" product. This product not only integrates traditional data such as business operations and tax payments, but also, with the assistance of Fuzhou Free Trade Zone, incorporates Fujian's unique "Taiwan Compatriots and Enterprises Financial Credit Certificate" and collaborative data from local industrial parks in Fujian, enabling precise profiling of Taiwan youth enterprises' credit status and making "data into credit, credit into capital" a reality. The ceremony disclosed that the first phase of "Taiwan Youth Startup Loans" has completed assessment and credit preparation for three Taiwan enterprises, with a maximum credit limit of 500,000 yuan per company.

Beyond financial service innovation, Qifu Technology also simultaneously launched the "Entrepreneurship Empowerment Dual-Track Plan": on one hand, establishing a "Taiwan Youth Training Base" within the company, focusing on AI risk control and digital finance fields to provide technical training from theory to practice; on the other hand, promoting the establishment of the "Fujian-Taiwan Fintech Innovation Alliance," partnering with Taiwan-funded banks in Fujian and Taiwan business associations to build cooperation platforms, helping Taiwan youth entrepreneurs connect with industrial chain resources and accelerating the transformation of innovative achievements.

"Fujian, as the first home for Taiwan compatriots and enterprises on the mainland, has increasingly comprehensive policy measures promoting cross-strait integration, making us deeply feel that 'people on both sides of the strait are one family.' Now the 'Taiwan Youth Startup Loan' makes us feel the warmth of digital finance," said a representative from the first batch of loan recipient companies, expressing gratitude for the advantageous Taiwan policies of Fuzhou Free Trade Zone and the innovative support from Qifu Technology. The company stated it will invest the funds in technology research and development and capacity expansion to contribute to Fujian-Taiwan industrial integration.

The holding of this launch ceremony marks the entry of Fujian-Taiwan financial integration into a new stage of "technology empowerment and ecological co-construction." Relevant officials from Qifu Technology stated that, using this cooperation as a starting point, they will continue to leverage fintech advantages and, with support from the Fuzhou Free Trade Zone Administrative Committee, build a more convenient and sustainable support system for Taiwan youth and enterprises developing in Fujian, helping cross-strait industrial integration advance to deeper levels and higher standards, making "for foreign trade, find free trade" a widespread consensus among Taiwan youth and enterprises.