As the leader of a fintech enterprise, Jiang Haoran, a member of the National Committee of the Chinese People's Political Consultative Conference and Chairman of Cashway Fintech Co., Ltd., observes that the role of private enterprises within the national strategic framework is undergoing profound transformation. They are not only key operational entities but also pioneers of innovation. Grounded in this deep understanding, Jiang Haoran believes that private enterprises, with their flexible mechanisms and market proximity, can swiftly identify industrial innovation demands and should act as both a "touchstone" and a "transformer" for new quality productive forces.

Speaking at a recent symposium focused on studying the spirit of the National Two Sessions and serving the high-quality development of Binhai New Area, Jiang Haoran expressed that private enterprises are greatly encouraged by the district's prompt action following the successful conclusion of the National Two Sessions. Cashway Fintech will demonstrate a "striving" spirit, a "pioneering" drive, and a "solid" work style, continuing to deepen its roots in "Bincheng." On the fertile ground of the beautiful "Bincheng," a hub of reform and opening-up, the company aims to create new models and pioneer new frontiers.

During this year's Two Sessions, Jiang Haoran submitted a proposal promoting the integrated development of private enterprises. He suggested fostering integration across government, financial institutions, associations, enterprises, and media; integration between large, medium, and small enterprises; integration among senior, mid-career, and young entrepreneurs; integration between private, state-owned, and foreign-funded enterprises; and integration of industry, academia, research, and application. This year's Government Work Report also called for "promoting the reform and development of industry associations and chambers of commerce," which, according to Jiang Haoran, makes entrepreneurs feel an integrated atmosphere where the government and businesses "think together, stand together, and work together." He stated that the conviction and the pathway for promoting the integrated development of private enterprises are stronger and clearer during the "16th Five-Year Plan" period.

Regarding opportunities for fintech companies in emerging sectors, Jiang Haoran believes the core lies in leveraging technological advantages and the ability to connect with financial scenarios. "We must become a bridge linking financial resources, technological resources, and industrial resources," he said. Whether it's providing data security governance and risk early-warning models for banking clients or aiding in the construction of industrial internet platform systems, these are manifestations of cross-domain technological reuse. This capability for cross-boundary integration is precisely the key for fintech firms to play a significant role in emerging industries.

This perspective is reflected in Cashway Fintech's own transformation. As a company long entrenched in financial intelligent terminals, it is accelerating its shift from being a "single equipment supplier" to a "smart solution service provider." Jiang Haoran summarizes this strategy as "empowering existing businesses with technology and expanding incremental space through scenarios." By integrating technologies like AI algorithms and domestic computing power into its financial intelligent terminals, the company plans to develop and launch products such as intelligent teller machines and integrated training-inference machines, extending their application to scenarios including government affairs, transportation, tourism, and healthcare. This upgrades traditional products into intelligent terminal carriers for financial scenario digitization. "This is the practice of a technology-based enterprise transforming into an enterprise empowered by new quality productive forces," Jiang Haoran remarked.

If the private economy is the "cell" of the economic body, then new quality productive forces are the "skeleton" supporting development. Jiang Haoran noted that this year's Government Work Report emphasizes "stepping up efforts to cultivate and strengthen new growth drivers," listing "keeping the focus of economic development on the real economy, developing new quality productive forces based on local conditions, and building a modern industrial system" as core tasks. The extensive coverage, concrete measures, and unprecedented intensity of these directives are remarkable. The explicit goal of "building new forms of intelligent economy" and prioritizing "deepening and expanding 'AI+'" signal that new forms of intelligent economy will become the main engine of the future economy. The report also proposes "providing inclusive services for 'cloud adoption, data utilization, and intelligence empowerment' and continuously increasing support for the digital and intelligent transformation of small and medium-sized enterprises," offering policy backing for their transition.

In this context, Jiang Haoran suggested that Binhai New Area, already a "testing ground" and "high-yield field" for new quality productive forces, possesses significant advantages. He recommended that the district leverage its computing power resources by issuing "computing vouchers" and "data vouchers" to private enterprises to reduce the costs of intelligent transformation and large model training. He also proposed establishing government-guided, leading enterprise-driven "concept verification centers" in various functional zones to provide free or low-cost pilot testing, process verification, and small-batch trial production services. Furthermore, he advised accelerating the layout of industries characterized by "high computing power and low energy consumption."

Reflecting on Cashway Fintech's origins, Jiang Haoran remarked that the company grew from the fertile soil of Bincheng. As it steps into the "16th Five-Year Plan" period, studying and implementing the spirit of the National Two Sessions is an ongoing journey, and the pursuit of high-quality development for the private economy is a continuous path. It is essential to bolster confidence in development, persist in independent innovation, increase R&D investment, fully apply artificial intelligence technologies, and accelerate corporate transformation and upgrading. While stabilizing its traditional business, Cashway Fintech will vigorously develop intelligent computing services, further explore international markets, and drive the company towards even greater development.