Hancock Whitney Corporation (Nasdaq: HWC) announced its financial results for the second quarter of 2025, reporting a net income of $113.5 million, or $1.32 per diluted common share. This reflects a decrease from the first quarter of 2025, where net income was $119.5 million, or $1.38 per diluted common share. The results for the second quarter included $5.9 million, or $0.05 per share, in supplemental disclosure items related to the acquisition of Sabal Trust Company. Excluding these items, the EPS would have been $1.37, marking a $0.01 decrease from the previous quarter. The second quarter of 2024 reported a net income of $114.6 million, or $1.31 per diluted share. The company's net interest income for the second quarter of 2025 was $279.5 million, a $6.7 million increase from the first quarter. The net interest margin improved to 3.49%, up 6 basis points from the prior quarter. Loans increased by $363.6 million on a linked-quarter annualized basis, while deposits decreased by $148.1 million. Criticized commercial loans were reduced to $569.3 million, representing 3.15% of total commercial loans as of June 30, 2025, down from $594.1 million, or 3.35%, at the end of March 2025. Nonaccrual loans also saw a decrease to $94.9 million, or 0.40% of total loans, compared to $104.2 million, or 0.45%, in the previous quarter. The allowance for credit losses was solid at 1.45%, slightly down from 1.49% in the prior quarter.