Best Credit Card Bonuses This Week, July 5, 2025: Grab a Limited-Time Offer While They Last
Let's be honest -- the Chase Sapphire cards are hogging all the spotlight this week… and honestly, they deserve it!
Between the massive welcome bonuses, the new Points Boost program, and all the refreshed perks, it's hard not to be tempted. The Chase Sapphire Reserve® (see rates and fees) is looking better than ever, especially if you've got future travel in the works.
But Chase cards aren't the only ones worth a look. Each week, we scan 260+ credit card offers to surface the best sign-up bonuses, everyday rewards, and point-packed picks that actually deliver value.
Scroll down and see what's hot this week.
Top credit card welcome bonuses this week
These cards are offering some of the best welcome bonuses right now.
| Offer | Our Rating | Welcome Offer | Rewards Program | APR | Our Rating |
|---|---|---|---|---|---|
 Chase Sapphire Reserve® Apply Now for Chase Sapphire Reserve® On Chase's Secure Website. Rates & Fees |   4.50/5 Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. | 100,000 bonus points + $500 Chase Travel℠ promo credit Earn 100,000 bonus points + $500 Chase Travel℠ promo credit after you spend $5,000 on purchases in the first 3 months from account opening. | 8x points on Chase Travel℠, 4x points on flights and hotels booked direct, 3x points on dining, 1x points on all other purchases Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases | Intro: Purchases: N/A Balance Transfers: N/A Regular:20.24% - 28.74% Variable | 4.50/5 Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. |
 Chase Sapphire Preferred® Card Apply Now for Chase Sapphire Preferred® Card On Chase's Secure Website. Rates & Fees | 5.00/5 Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. Best for travel and points transfers | 75,000 bonus points Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. | 5x on Chase Travel℠, 3x on dining, 2x on all other travel Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases | Intro: Purchases: N/A Balance Transfers: N/A Regular:19.99% - 28.24% Variable | 5.00/5 Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. Best for travel and points transfers |
 Bank of America® Travel Rewards credit card Apply Now for Bank of America® Travel Rewards credit card On Bank of America's Secure Website. | 4.00/5 Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. Best for unlimited rewards on purchases | 25,000 points 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases | 1.5-3 points per dollar Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees, and your points don't expire as long as your account remains open. Earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center. | Intro: 0% Intro APR for 15 billing cycles for purchases. 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days. After the intro APR offer ends, 18.24% - 28.24% Variable APR on purchases and balance transfers will apply. A 3% fee for 60 days from account opening, then 4% fee applies to all balance transfers. Balance transfersmay not be used to pay any account provided by Bank of America. Purchases: 0% Intro APR for 15 billing cycles for purchases Balance Transfers: 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days Regular:18.24% - 28.24% (Variable) | 4.00/5 Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. Best for unlimited rewards on purchases |
 The Platinum Card® from American Express Apply Now for The Platinum Card® from American Express On American Express' Secure Website. Terms apply Rates & Fees | 4.50/5 Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. Best for large welcome offer | As High As 175,000 points. Find Out Your Offer. You may be eligible for as high as 175,000 Membership Rewards® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer. | 1X-5X Membership Rewards® Points Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel® up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel®. 1X Membership Rewards® Points on other purchases. Terms apply. | Intro: Purchases: N/A Balance Transfers: N/A APR:See Pay Over Time APR | 4.50/5 Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. Best for large welcome offer |
 Discover it® Cash Back Apply Now for Discover it® Cash Back On Discover's Secure Website. Rates & Fees | 5.00/5 Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. Best for cash back on rotating categories | Discover will match all the cash back you’ve earned at the end of your first year. INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300. | 1% - 5% Cashback Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases. | Intro: Purchases: 0%, 15 months Balance Transfers: 0%, 15 months Regular:18.24% - 27.24% Variable APR | 5.00/5 Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. Best for cash back on rotating categories |
 Chase Freedom Unlimited® Apply Now for Chase Freedom Unlimited® On Chase's Secure Website. Rates & Fees | 4.80/5 Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. Best for cash back | Earn $200 cash back Intro Offer: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening | 1.5% - 5% cash back Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases | Intro: 0% Intro APR on Purchases and Balance Transfers for 15 months Purchases: 0% Intro APR on Purchases, 15 months Balance Transfers: 0% Intro APR on Balance Transfers, 15 months Regular:18.99% - 28.49% Variable | 4.80/5 Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. Best for cash back |
 Southwest Rapid Rewards® Priority Credit Card Apply Now for Southwest Rapid Rewards® Priority Credit Card On Chase's Secure Website. Rates & Fees | 4.00/5 Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. | Earn 50,000 bonus points. Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening. | Earn 3X points on Southwest® purchases. Earn 2X points on Rapid Rewards® hotel and car rental partners. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services; select streaming. Earn 1X points on all other purchases. Receive 7,500 anniversary points, 4 upgraded boardings per year when available, and a $75 Southwest® travel credit each year. Enjoy benefits including 3X points on Southwest purchases, 2X points on local transit and commuting, including rideshare, 2X points on internet, cable, and phone services; select streaming, 10,000 Companion Pass® qualifying points boost each year, and more. | Intro: Purchases: N/A Balance Transfers: N/A Regular:20.49% - 27.49% Variable | 4.00/5 Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. |
How we pick this week's best credit card bonuses
Every week, we sift through the newest credit card promos to highlight the ones that actually deliver value -- not just big numbers. We focus on offers that are easy to take advantage of and worth keeping even after the bonus is gone. Here's what we look for:
- Rewards that are simple to use
- Sign-up bonuses that are truly rewarding
- Limited-time deals with lasting value
This list is updated weekly so you don't miss out on short-lived offers.
What to consider before you apply
Earning a welcome bonus is great -- but only if the card makes sense for you. Before applying, ask yourself:
- Can you meet the minimum spending without stretching your finances?
- Do the card's benefits match your everyday spending?
- Is your credit score in good shape? (Most top bonuses require at least a 670.)
Spending a minute to review the fine print now can help you avoid disappointment later.
How often should you go for a bonus?
There's no one-size-fits-all rule, but a good guideline is every three to six months. This gives your credit time to breathe and keeps you eligible for future offers. A few smart habits:
- Focus on offers that fit your budget and lifestyle
- Don't apply unless you're sure you can meet the spend
- Avoid applying if you've got a big financial move -- like a mortgage -- coming up
With the right timing, you can rack up rewards without risking your credit score.
Looking for your next bonus?
If you're ready to apply, now's a great time -- several strong offers are live right now. Browse the list above to find one that fits your current goals, or head over to our full guide to the best credit card sign-up bonuses for more top picks.
FAQs
You'll usually receive your bonus after meeting the minimum spending requirement within a set time frame -- often within the first three to six months. Once that's done, the bonus typically shows up on your account within a few weeks, though timing can vary by issuer.
It can be -- especially if the bonus fits your travel or cash back goals. But we also look at the overall quality and long-term value of each card featured. It's smart to choose a card that not only offers a great bonus today but also matches your lifestyle for the long haul.
The 2/3/4 rule is an unofficial guideline to help you pace yourself when opening new cards. It means you should limit yourself to no more than:
- 2 new cards in one 90-day period
- 3 cards in a 12-month period
- 4 cards in a 24-month period
Issuers don't publish this officially. But applying too aggressively for multiple cards increases your chances of denial. Slow and steady wins the rewards race!
Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.
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