Hilltop Holdings (HTH) reported $318.46 million in revenue for the quarter ended March 2025, representing a year-over-year increase of 11.7%. EPS of $0.65 for the same period compares to $0.42 a year ago.

The reported revenue represents a surprise of +12.18% over the Zacks Consensus Estimate of $283.87 million. With the consensus EPS estimate being $0.28, the EPS surprise was +132.14%.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Hilltop Holdings performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Average Outstanding Balance - Interest-earning assets, gross: $15.02 billion compared to the $15.34 billion average estimate based on three analysts.
• Non-accrual loans: $81.48 million compared to the $90.57 million average estimate based on three analysts.
• Net Interest Margin: 2.8% compared to the 2.7% average estimate based on three analysts.
• Non-performing assets: $89.16 million versus $98.96 million estimated by three analysts on average.
• Efficiency Ratio: 51.2% versus the two-analyst average estimate of 89.3%.
• Net Interest Income (FTE): $105.76 million versus $103.58 million estimated by three analysts on average.
• Net Interest Income: $105.12 million compared to the $102.91 million average estimate based on three analysts.
• Total Noninterest Income: $213.34 million versus the three-analyst average estimate of $180.79 million.
• Investment and securities advisory fees and commissions: $36.63 million versus the two-analyst average estimate of $35.60 million.
• Mortgage loan origination fees: $22.45 million versus $27.20 million estimated by two analysts on average.
• Noninterest income- Other: $75.25 million versus the two-analyst average estimate of $45.81 million.
• Net gains from sale of loans and other mortgage production income: $45.28 million versus $42.31 million estimated by two analysts on average.

View all Key Company Metrics for Hilltop Holdings here>>>

Shares of Hilltop Holdings have returned -7.2% over the past month versus the Zacks S&P 500 composite's -5.1% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.

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This article originally published on Zacks Investment Research (zacks.com).

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