Coins.ph is a mobile-first crypto platform designed for users in the Philippines who want more than just basic trading. You can trade over 90 cryptocurrencies, send remittances, pay bills, and top up mobile load — all in one place. If you are looking for more advanced tools, the Coins Pro feature offers a tiered fee structure starting at 0.25% (maker) and 0.30% (taker).

Standard spot trading with PHP costs 0.6%, while recurring buys are slightly cheaper at 0.5%. You can also trade USD stablecoins with zero fees.

Coins.ph is licensed by the Bangko Sentral ng Pilipinas (BSP) and holds ISO 27001 and SOC 2 certifications. You can easily deposit or withdraw Philippine Pesos (PHP) using local bank transfers or Visa/Mastercard. The app’s intuitive design and responsive customer service make it ideal for beginners.

However, do note that during peak hours, you might experience occasional performance issues. Despite this, Coins.ph remains one of the most trusted platforms in the Philippines.

• Fully licensed and regulated by BSP
• Over 90 popular cryptocurrencies available
• Quick PHP deposits, withdrawals, and direct trading
• Simple and intuitive mobile app for beginners
• Coins Pro offers lower fees and advanced features
• Built-in tools for remittances and bill payments

• Occasional platform slowdowns during high-traffic
• Smaller coin selection compared to global exchanges
• PHP is the only fiat currency supported

PDAX is a BSP-regulated crypto exchange worth considering if you want to trade digital assets using PHP. Unlike most platforms, PDAX lets you trade both cryptocurrencies and tokenized treasury bonds — ideal if you are not ready to go all-in on crypto. You can add or withdraw funds using online banking, e-wallets, or over-the-counter channels.

The app is clean and simple, with direct PHP trading, real-time price alerts, and asset tracking tools. You can also move assets across different blockchain networks with ease.

The platform lists 50+ cryptocurrencies. This range, while comprehensive for most traders, might be less extensive compared to some of the larger international exchanges.

Spot trading fees range from 0.40% to 0.50%, and Bitcoin withdrawals cost 0.0004 BTC, which sits above the industry average.

PDAX uses multiple security layers, enforces strict KYC, and completes regular audits. While most of the platform runs smoothly, some users report delays with processing requests and account verification.

• Regulated by the Bangko Sentral ng Pilipinas
• Trade both crypto and tokenized treasury assets
• Beginner-friendly interface with PHP trading
• Multiple cash-in and cash-out options
• Real-time price alerts and asset tracking
• Multi-network crypto transfer support

• Bitcoin withdrawal fee is higher than average
• Occasional delays with processing and account verification
• Smaller asset selection than global platforms

Binance is one of the world’s largest crypto exchanges and gives you access to over 350 listed cryptocurrencies and 1,300+ trading pairs.

You can trade on spot, margin, and futures markets, explore NFTs and DeFi via Binance Earn, and access a web3 wallet inside the app. While direct PHP trading is not available, you can still buy and sell crypto through Binance’s P2P platform, which supports PHP. Trading fees are low — 0.1% on spot trades and even lower on futures (0.02% maker, 0.05% taker).

In fact, you can cut fees further if you hold BNB or qualify for higher VIP tiers. Binance also charges no deposit fees, while withdrawal fees depend on the currency and method.

The app includes both “Simple” and “Advanced” modes, which makes it easier for you to get started or dive deep. That said, the wide range of tools can be a lot to take in if you are just starting out. So, you might want to take some time getting familiar with it if you are new to advanced trading platforms.

• Over 1,300 trading pairs and 350+ supported coins
• Low trading fees, plus additional BNB discounts
• PHP support through P2P trades
• Advanced tools and order types for experienced users
• Built-in Binance Web3 Wallet and access to Binance Earn
• Strong security, including SAFU fund and cold storage

• Feature-rich interface may feel complex for some beginners
• Customer support reviews are mixed
• Direct PHP spot trading may require extra verification

Kraken is one of the most trusted crypto exchanges globally, known for its strong security and advanced trading features. You can access over 300 cryptocurrencies and trade on spot, margin, and futures markets with competitive fees.

Kraken Pro offers lower maker-taker fees that start at 0.16% (maker) and 0.26% (taker), with deeper discounts as your trading volume grows. Instant buy and sell options come with the listed fee plus a spread. You can also stake select cryptocurrencies or open leveraged positions with margin trading.

Kraken provides mobile apps for both beginners (Kraken Lite) and advanced users (Kraken Pro), and the desktop platform includes solid charting tools.

The platform supports multiple fiat currencies, though direct PHP support remains limited. Kraken’s reputation for security stands out — it holds ISO 27001 and SOC 2 certifications and stores most funds in cold wallets. However, the platform did suffer its first major breach in 2024, which has somewhat dinted its previously impeccable fund-safety record.

• Relatively strong global reputation for security
• Kraken Pro offers low fees for high-volume traders
• Support for spot, margin, and futures trading
• Clean mobile apps for all skill levels
• Proof of Reserves and cold wallet storage
• Staking available for select assets

• No strong PHP support
• Mixed customer support reviews
• Some users report account issues or withdrawal delays

Coinbase is one of the easiest exchanges to use if you are just starting out with crypto. The interface is clean and intuitive, and you get access to over 200 supported cryptocurrencies along with ample educational content to help you understand the basics.

If you want more control, you can switch to Coinbase Advanced Trade for lower fees and better tools or use Coinbase Wallet to manage your own keys.

Coinbase One, a subscription service, offers zero trading fees and extra rewards. Standard platform fees range from 0.99% to 2.99% per trade, while Advanced Trade uses a tiered maker-taker model (0.00%–0.60%).

Debit card purchases cost 3.99%. ACH transfers are free, but wire transfers come with fees.

Coinbase protects your funds with cold storage, insurance, and strict security protocols. However, it may not support direct trading with PHP, which may lead to a few (slightly annoying) extra conversion steps.

• Beginner-friendly layout with helpful educational content
• Over 200 supported cryptocurrencies
• Coinbase Advanced Trade offers lower fees and pro-level tools
• Strong security with 98% of funds in cold storage
• Coinbase Wallet for full control over private keys
• Publicly listed company with audited financials

• No direct PHP support
• Higher fees on the standard platform
• Reports of delayed support and account restrictions