Tiger Brokers

New Bonus: Earn $250 With Chase Freedom Unlimited (for a Limited Time)

Motley Fool
21 Mar

KEY POINTS

  • The Chase Freedom Unlimited® card's sign-up bonus has increased to $250 -- and it's very easy to earn.
  • The card has a $0 annual fee and pays 1.5% to 5% cash back on purchases.
  • If the cash back categories don't work for you, we have a great alternative you should check out.

If you're in the market for a cash back rewards card, there's an exciting new offer you should know about.

For a limited time, the Chase Freedom Unlimited® card is offering a $250 bonus for new members when they spend just $500 within 3 months of opening an account.

This bonus is incredibly easy to get. Most people could earn it in a month without changing their spending at all. Best of all, the card has a $0 annual fee, so there's practically zero downside.

Let's go over some of the other perks of the Chase Freedom Unlimited® card and see whether it deserves a place in your wallet.

Key features of the Chase Freedom Unlimited

Ratings Methodology
2025 Award Winner

Chase Freedom Unlimited®

Apply Now for Chase Freedom Unlimited®

On Chase's Secure Website.

Rating image, 5.00 out of 5 stars.
5.00/5Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
= Fair
= Poor
Rating image, 5.00 out of 5 stars.
5.00/5Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
= Fair
= Poor
Credit Score:Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Recommended Credit Score required for this offer is: Good/Excellent (670-850)
Apply Now for Chase Freedom Unlimited®

On Chase's Secure Website.

Credit ScoreCircle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Good/Excellent (670-850)

Intro APRCircle with letter I in it. 0% Intro APR on Purchases and Balance Transfers for 15 months

Purchases: 0% Intro APR on Purchases, 15 months

Balance Transfers: 0% Intro APR on Balance Transfers, 15 months

Regular APR

18.99% - 28.49% Variable

RewardsCircle with letter I in it. Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases

1.5% - 5% cash back

Annual Fee

$0

Welcome OfferCircle with letter I in it. Limited Time Intro Offer: Earn a $250 Bonus after you spend $500 on purchases in your first 3 months from account opening

Earn $250 cash back

  • The Chase Freedom Unlimited® is the ideal all-in-one card, offering both big upfront value and long-term rewards. For a limited time, new cardholders can earn a $250 bonus after spending $500 in the first 3 months. Plus, enjoy unlimited 3% back on dining and drugstores, 5% on travel booked through Chase Travel, and 1.5% on all other purchases. With the added benefit of 0% intro APR for 15 months, this card is perfect for a one-card wallet.Apply now for the Chase Freedom Unlimited® card Read Full Review

    • Innovative sign-up bonus
    • Purchase and travel protections
    • Robust rewards program
    • Great intro APR
    • No annual fee
    • Limited bonus opportunities on everyday spending
    • Foreign transaction fee
    • Limited Time Intro Offer: Earn a $250 Bonus after you spend $500 on purchases in your first 3 months from account opening
    • Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.
    • No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
    • Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.99% - 28.49%.
    • No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
    • Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
    • Member FDIC

The Chase Freedom Unlimited® card is a basic everyday spender. You won't get premium perks, but you will get a solid cash back rate on many purchases -- with a $0 annual fee.

Here are the card's top benefits:

  • 5% cash back on travel purchased through Chase Travel
  • 3% cash back on drugstores, restaurants, takeout, and eligible food delivery
  • 1.5% cash back on all other purchases
  • 0% intro APR for 15 months on purchases and balance transfers (the go-to 18.99% - 28.49% Variable APR applies at the end of the intro period)

Is the Chase Freedom Unlimited right for you?

The Chase Freedom Unlimited® card is best for people who:

  • Want a simple cash back card with no fees or rotating bonus categories.
  • Don't want (or already have) a premium rewards card that offers more perks in exchange for an annual fee.
  • Spend a lot on the card's 3% and 5% cash back categories.
  • Have unpaid credit card balances they could transfer to a new card with a 0% intro APR.

The $250 bonus won't be around for long. Apply for the Chase Freedom Unlimited® now before the offer expires.

An alternative to consider

If the Chase Freedom Unlimited®'s easy $250 welcome bonus and cash back categories don't entice you, then check another of the best credit cards: the Citi Custom Cash® Card.

Ratings Methodology

Citi Custom Cash® Card

Read Review
Rates & Fees
Rating image, 5.00 out of 5 stars.
5.00/5Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
= Fair
= Poor
Rating image, 5.00 out of 5 stars.
5.00/5Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
= Fair
= Poor
Credit Score:Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Recommended Credit Score required for this offer is: Good/Excellent (670-850)
Read Review
Rates & Fees
Credit ScoreCircle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Good/Excellent (670-850)

Intro APR

Purchases: 0%, 15 months on Purchases

Balance Transfers: 0%, 15 months on Balance Transfers

Regular APR

18.24% - 28.24% (Variable)

RewardsCircle with letter I in it. Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases. Special Travel Offer: Earn an additional 4% cash back on hotels, car rentals, and attractions booked on Citi Travel℠ portal through 6/30/2026.

1% - 5% cash back

Annual Fee Circle with letter I in it. N/A

$0

Welcome OfferCircle with letter I in it. Earn $200 in cash back after you spend $1500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.

20,000 ThankYou® Points

  • We love this card's easy-to-use yet lucrative cash back program. There aren't many no annual fee cards that earn 5% back, and most of the others have rotating bonus categories that change every quarter. This card automatically adjusts to your spending habits, so getting the most out of it is a breeze. Read Full Review

    • Cash back rewards
    • Sign-up bonus
    • No annual fee
    • 0% intro APR offer
    • Bonus cash back limits
    • Foreign transaction fee
    • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
    • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 18.24% - 28.24%, based on your creditworthiness.
    • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases. Special Travel Offer: Earn an additional 4% cash back on hotels, car rentals, and attractions booked on Citi Travel℠ portal through 6/30/2026.
    • No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
    • No Annual Fee
    • Citi will only issue one Citi Custom Cash® Card account per person.
Citi Custom Cash® Card is unavailable on Motley Fool Money. All information was collected independently and not reviewed for accuracy or provided by the credit card issuer. Some items may be out of date.

This card offers:

  • $0 annual fee.
  • A welcome bonus of 20,000 ThankYou® Points (worth $200) for new cardholders who spend $1,500 within 6 months of account opening. That's not quite as big as the Chase Freedom Unlimited®'s bonus, but it's also pretty easy to earn through everyday spending.
  • 5% cash back on your top eligible spend category each billing cycle (up to the first $500 spent). Eligible categories include gas and grocery stores, so it's pretty easy to earn 5% back on $500 in spending every month.
  • 1% cash back on other purchases.
  • 0% intro APR for 15 months on Purchases and 15 months on Balance Transfers. (The go-to 18.24% - 28.24% (Variable) APR applies at the end of the intro period.)

Since both of these cards come with no annual fee, a decent sign-up bonus, and solid cash back rewards, you can't go wrong with either one.

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Most Discussed

  1. 1
     
     
     
     
  2. 2
     
     
     
     
  3. 3
     
     
     
     
  4. 4
     
     
     
     
  5. 5
     
     
     
     
  6. 6
     
     
     
     
  7. 7
     
     
     
     
  8. 8
     
     
     
     
  9. 9
     
     
     
     
  10. 10