KEY POINTS
If you've been on the lookout for a new cash back card, Chase has sweetened the deal on its already popular Chase Freedom Unlimited® card.
Right now, new cardholders can earn a $250 bonus after spending just $500 within the first 3 months. That's an impressive reward for minimal effort.
This card stands out not only for its generous sign-up bonus, but also because it has a $0 annual fee and offers simple cash back rewards on everyday purchases.
Let's break down the perks of the Chase Freedom Unlimited® card, as well as another top contender for those who are keeping their options open.
The Chase Freedom Unlimited® card is perfect for those who want to keep things simple while earning solid cash back rewards.
On Chase's Secure Website.
On Chase's Secure Website.
Good/Excellent (670-850)
Intro APR 0% Intro APR on Purchases and Balance Transfers for 15 months
Purchases: 0% Intro APR on Purchases, 15 months
Balance Transfers: 0% Intro APR on Balance Transfers, 15 months
Regular APR
18.99% - 28.49% Variable
Rewards Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases
1.5% - 5% cash back
Annual Fee
$0
Welcome Offer Limited Time Intro Offer: Earn a $250 Bonus after you spend $500 on purchases in your first 3 months from account opening
Earn $250 cash back
The Chase Freedom Unlimited® is the ideal all-in-one card, offering both big upfront value and long-term rewards. For a limited time, new cardholders can earn a $250 bonus after spending $500 in the first 3 months. Plus, enjoy unlimited 3% back on dining and drugstores, 5% on travel booked through Chase Travel, and 1.5% on all other purchases. With the added benefit of 0% intro APR for 15 months, this card is perfect for a one-card wallet. Read Full Review
Here are some of its standout features:
Not only do you get broad rewards across popular spending categories, but the 0% introductory APR can help you save money on interest if you're making a big purchase or transferring a balance from another card.
This card is a great fit for:
A welcome offer of $250 for spending just $500 is hard to beat, and considering the rewards and lack of an annual fee, the Chase Freedom Unlimited® has almost no downside.
Want to earn the $250 bonus and add a solid cash back card to your wallet? Click here to apply for the Chase Freedom Unlimited® card before the offer ends.
If the Chase Freedom Unlimited®'s cash back categories aren't a good fit for your lifestyle, then here's another excellent cash back card that keeps things ultra simple: the Wells Fargo Active Cash® Card (see rates and fees).
On Wells Fargo's Secure Website.
Rates & Fees
On Wells Fargo's Secure Website.
Rates & Fees
Good/Excellent (670-850)
Intro APR 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers
Purchases: 0% intro APR, 12 months from account opening
Balance Transfers: 0% intro APR, 12 months from account opening on qualifying balance transfers
Regular APR
19.24%, 24.24%, or 29.24% Variable APR
Rewards Earn unlimited 2% cash rewards on purchases.
2% cash rewards
Annual Fee N/A
$0
Welcome Offer Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
$200 cash rewards
This card’s unlimited 2% cash rewards on purchases is the highest we’ve seen for a flat-rate rewards card with no annual fee. It also has an incredibly easy-to-earn $200 welcome bonus and a decent intro APR offer. We simply haven’t come across this combination of top perks in one card before. Read Full Review
Here's what it brings to the table:
The Wells Fargo Active Cash® Card is perfect for those who prefer a flat cash rewards rate across the board -- no strategy required.
You can't really go wrong with either of these cards. Both offer solid cash back rates on common purchases and won't cost you a dime to carry. But if the Chase Freedom Unlimited® is enticing, then now is a great time to apply. This $250 welcome offer won't last long.
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