As the U.S. stock market navigates a volatile landscape marked by recent tariff announcements and fluctuating interest rates, major indexes still managed to post gains for January 2025. Amidst these dynamics, investors often turn their attention to dividend stocks, which can offer a measure of stability and income through regular payouts, making them an attractive option in uncertain economic times.

Top 10 Dividend Stocks In The United States

Click here to see the full list of 136 stocks from our Top US Dividend Stocks screener.

Underneath we present a selection of stocks filtered out by our screen.

Civista Bancshares

Simply Wall St Dividend Rating: ★★★★★☆

Overview: Civista Bancshares, Inc. is the financial holding company for Civista Bank, offering community banking services with a market cap of approximately $347.18 million.

Operations: Civista Bancshares, Inc. generates its revenue primarily from its banking segment, which amounts to $149.09 million.

Dividend Yield: 3.1%

Civista Bancshares offers a stable dividend profile with consistent growth over the past decade, supported by a low payout ratio of 31.8%, ensuring sustainability. Despite its dividend yield of 3.08% being lower than the top quartile in the U.S., it remains reliable and well-covered by earnings, forecasted to improve further in three years. Recent financial results showed steady quarterly performance but a decline in annual net income and EPS, alongside an increased quarterly dividend announcement.

• Dive into the specifics of Civista Bancshares here with our thorough dividend report.
• Our valuation report here indicates Civista Bancshares may be undervalued.

Middlefield Banc

Simply Wall St Dividend Rating: ★★★★★☆

Overview: Middlefield Banc Corp. is a bank holding company for The Middlefield Banking Company, offering commercial banking services to small and medium-sized businesses, professionals, small business owners, and retail customers in northeastern and central Ohio, with a market cap of $209.19 million.

Operations: The company's revenue segment consists of $65.89 million from its banking operations.

Dividend Yield: 3.1%

Middlefield Banc's dividend payments have been stable and growing over the past decade, with a current yield of 3.09%, lower than the top U.S. quartile. The payout ratio is sustainable at 41.6%, indicating dividends are well-covered by earnings, with future coverage expected to remain robust at 40.6%. Recent updates include a consistent quarterly dividend of $0.20 per share and completion of a significant share buyback program worth US$29.04 million since 2019.

• Delve into the full analysis dividend report here for a deeper understanding of Middlefield Banc.
• Upon reviewing our latest valuation report, Middlefield Banc's share price might be too optimistic.

XP

Simply Wall St Dividend Rating: ★★★★☆☆

Overview: XP Inc. is a company that offers financial products and services in Brazil, with a market capitalization of approximately $7.33 billion.

Operations: XP Inc. generates revenue primarily through its brokerage segment, which amounted to R$15.89 billion.

Dividend Yield: 10%

XP's dividend yield stands at 9.98%, placing it in the top 25% of U.S. dividend payers, supported by a low payout ratio of 41.7% and cash payout ratio of 37.9%, ensuring sustainability from earnings and cash flows. However, dividends are newly initiated, making long-term reliability uncertain. Recent activities include a US$0.65 per share dividend declaration and completion of a share buyback program valued at BRL 1,263 million, enhancing shareholder value through capital returns.

• Click here to discover the nuances of XP with our detailed analytical dividend report.
• Upon reviewing our latest valuation report, XP's share price might be too pessimistic.

Turning Ideas Into Actions

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Interested In Other Possibilities?

• Explore high-performing small cap companies that haven't yet garnered significant analyst attention.
• Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management.
• Find companies with promising cash flow potential yet trading below their fair value.

This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

Companies discussed in this article include NasdaqCM:CIVB NasdaqCM:MBCN and NasdaqGS:XP.

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